3127 Rio Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 3127 Rio Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1990
Lot Size	0.251 acres (10,936 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Jun 2023)
Tax Bill	$12,694 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`504-380-02-00`

Property Details

APN / Parcel Number

Primary APN	`504-380-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,948 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	10,936 sqft (0.251 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3127 RIO WAY
City	SPRING VALLEY
State	CA
Zip	91977-2861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 TR 012255
Legal Subdivision	SPRING VLY #4598
Legal Tract	012255
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13702

Owner

3127 Rio Way is owned and occupied by two individuals who bought it in June 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Grant Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 17, 2017	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Aug 9, 2017	Grant Deed, Transfer · Construction Mortgage POOL D G TRUST (PT)
Feb 2, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ANDRADE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	2023146330
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2023
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Document Number	0000146330
Map Reference	MAP 12255
Instrument Date	May 15, 2023
Instrument	2023-0146330
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5153 CAMINITO CACHORRO, SAN DIEGO, CA 92105-5355

Mortgage

Document Number	0000146331
Date	Jun 5, 2023
Instrument	2023-0146331

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861

Mortgage

Document Number	0000420881
Date	Jun 7, 2021
Instrument	2021-0420881

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861

Mortgage

Document Number	0000569431
Date	Sep 25, 2020
Instrument	2020-0569431

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Document Number	0000400505
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3127 RIO WAY SPRING VALLEY CA 919772861, SPRING VALLEY, CA 91977-2861

Mortgage

Document Number	0000400505
Date	Sep 13, 2019
Instrument	400505

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Document Number	0000538265
Instrument Date	Oct 19, 2017
Instrument	538265
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3127 RIO WAY SPRING VALLEY CA 919772861, SPRING VALLEY, CA 91977-2861

Mortgage

Document Number	538266
Date	Nov 17, 2017
Instrument	538266

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2017
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Document Number	0000361078
Instrument Date	Jul 18, 2017
Instrument	361078
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 CAMINO DEL RIO S #440 SAN DIEGO CA 921083531, 440, SAN DIEGO, CA 92108-3531

Mortgage

Document Number	361079
Date	Aug 9, 2017
Instrument	361079

Lender

Name	POOL D G TRUST (PT)
Address	921 W QUINCE ST, SAN DIEGO, CA 92103-6016

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2018

Mortgage

Document Number	361080,
Date	Aug 9, 2017
Instrument	361080

Lender

Name	SETHI DEV LLC
Address	5210 NW 109TH LN, CORAL SPRINGS, FL 33076-2752

Agreement

Amount	Amount on Record

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2017
Property Address	3127 RIO WAY, SPRING VALLEY, CA 91977-2861
Instrument Date	Jan 11, 2017
Instrument	56547
Transaction Type	Construction Loan
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	3127 RIO WAY SPRING VALLEY CA 919772861, SPRING VALLEY, CA 91977-2861

Mortgage

Document Number	0000056547
Date	Feb 2, 2017
Instrument	56547

Lender

Name	ANDRADE FIN'L
Type	Funding / Finance Company
Address	GLENDORA, CA 91740

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 3127 Rio Way was $12,694 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,039,980 (+2%) Land $618,723 Building $421,257
2025	$12,694.00 Homeowner's exemption	$1,019,590 Land $606,592 Building $412,998
2023	$7,843.00 (+1.49%) Homeowner's exemption	$628,841 Land $374,121 Building $254,720
2022	$7,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3127 Rio Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3127 Rio Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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