3127 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3127 Madison Rd, Cincinnati, OH 45209

Property Summary

Property Type	Condominium
Details	4 ba · 1,405 sqft · built 2020
Owner	Individual Name on File
Last Sale	$605,000 (Dec 2025)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-0003-0114-00`

Property Details

APN / Parcel Number

Primary APN	`050-0003-0114-00`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,405 sqft Living Area
1st Floor Area	677 sqft
2nd Floor Area	728 sqft
Basement Area	331 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3127 MADISON RD
City	CINCINNATI
State	OH
Zip	45209-1323
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	7.143% UNIT 4THE ALLORA CONDOMINIUM PHASE 2
Legal Phase	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	5301

Owner

3127 Madison Rd, a condominium, is owned and occupied by an individual who bought it in December 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3127 MADISON RD # 4, 4, CINCINNATI, OH 45209-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Feb 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Feb 13, 2024 · Amount on File
Deed Document Number	0000096799
Deed Book / Page	15560 / 879
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 11, 2025
Property Address	3127 MADISON RD, CINCINNATI, OH 45209-1323
Document Number	0000096799
Book / Page	15560 / 879
Map Reference	MB 14047 PG 222
Instrument Date	Dec 11, 2025
Instrument	2025-0096799
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000096800
Date	Dec 11, 2025
Instrument	2025-0096800

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3127 MADISON RD, CINCINNATI, OH 45209-1323
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 N CLIFTON AVE, FAYETTEVILLE, AR 72701-3032

Mortgage

Document Number	0000009914
Date	Feb 13, 2024
Book Page	15102/1943
Instrument	2024-0009914

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2020
Property Address	3127 MADISON RD, CINCINNATI, OH 45209-1323
Document Number	0000036799
Book / Page	014151 / 000525
Instrument Date	Apr 14, 2020
Instrument	36799
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3127 MADISON RD #4 CINCINNATI OH 45209, 4, CINCINNATI, OH 45209

Tax Assessment & Valuation

The 2025 property tax bill for 3127 Madison Rd was $2,116, down 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (-2.76%)	$193,655 (-) Land $34,300 Building $159,355
2024	$2,176.00 (-0.14%)	$193,655 (-) Land $34,300 Building $159,355
2023	$2,179.00 (-0.46%)	$193,655 (+2.65%) Land $34,300 Building $159,355	$553,300 Land $98,000 Building $455,300
2022	$2,189.00	$188,650 Land $30,100 Building $158,550
2020			$539,000 Land $86,000 Building $453,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3127 Madison Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3127 Madison Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Madison Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures