3127 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 3127 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1975
Lot Size	0.215 acres (9,352 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Mar 2021)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156267-0000`

Property Details

APN / Parcel Number

Primary APN	`156267-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,352 sqft (0.215 acres)
Lot Dimensions	139 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3127 LORETTO RD
City	JACKSONVILLE
State	FL
Zip	32223-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	30-7 07-4S-27E MANDARIN TERRACE UNIT ONE LOT 33 BLK 6
Legal Range	27E
Legal Township	04S
Legal Section	07
Legal Subdivision	MANDARIN TERRACE UNIT 01
Legal Block	6
Legal Lot Number	33
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2016
Census Tract	16808

Owner

3127 Loretto Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3127 LORETTO RD, JACKSONVILLE, FL 32223-1920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Mar 25, 2021	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Apr 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	202176718
Deed Book / Page	19647 / 2333
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3127 LORETTO RD, JACKSONVILLE, FL 32223-1920
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 LORETTO RD, JACKSONVILLE, FL 32223-1920

Mortgage

Document Number	0198252060
Date	Jul 20, 2021
Book Page	19825/2060
Instrument	2021186975

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 25, 2021
Property Address	3127 LORETTO RD, JACKSONVILLE, FL 32223-1920
Document Number	0196472333
Book / Page	19647 / 2333
Map Reference	MB 30 PG 7&7A-7C
Instrument Date	Mar 10, 2021
Instrument	2021076718
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 FORTH STREET, YAD HANA XX, 42840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 LORETTO RD, JACKSONVILLE, FL 32223-1920

Mortgage

Document Number	0196472336
Date	Mar 25, 2021
Instrument	19647/2336

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 6, 2018
Property Address	3127 LORETTO RD, JACKSONVILLE, FL 32223-1920
Document Number	0183400487
Book / Page	018340 / 000487
Instrument Date	Apr 3, 2018
Instrument	79479
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,074.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 SANDISK DR MILPITAS CA 950357933, MILPITAS, CA 95035-7933

Tax Assessment & Valuation

The 2025 property tax bill for 3127 Loretto Rd was $3,675 with a homeowner's exemption, up 4.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,165 (+2.7%)	$241,192 (+6.24%) Land $95,000 Building $146,192
2025	$3,675.00 (+4.82%) Homeowner's exemption	$227,036 Land $80,000 Building $147,036	$227,036 Land $80,000 Building $147,036
2024	$3,506.00 (+2.91%)
2023	$3,407.00 (+9.27%) Homeowner's exemption	$219,005 (+3%)	$225,268 (+5.95%) Land $65,000 Building $160,268
2022	$3,118.00 Homeowner's exemption	$212,627 Land $60,000 Building $152,627	$212,627 Land $60,000 Building $152,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3127 Loretto Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3127 Loretto Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

Nearby Properties on Loretto Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures