3127 E Luzerne Ave, Cudahy, WI 53110 Property Records

Milwaukee County property record for 3127 E Luzerne Ave, Cudahy, WI 53110

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,526 sqft · built 1940
Lot Size	0.261 acres (11,381 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2016)
Tax Bill	$4,824 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`637-0111-001`

Property Details

APN / Parcel Number

Primary APN	`637-0111-001`
Alternative APN	`036370111001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	840 sqft
2nd Floor Area	224 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,381 sqft (0.261 acres)
Lot Dimensions	158 ft deep x 72 ft wide

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	86 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	036370111001
Street Address	3127 E LUZERNE AVE
City	CUDAHY
State	WI
Zip	53110-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WALBAUER SUBD LOTS 5 & 6 BLK 2 & HALF VAC ALLEY ADJ ON S & W
Legal Subdivision	WALBAUER SUBD
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	MILWAUKEE WI
Township / Civil Division	CUDAHY
Census Block Group	2
Census Block	2014
Census Tract	180300

Owner

3127 E Luzerne Ave is owned and occupied by an individual who bought it in December 2016.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3127 E LUZERNE AVE, CUDAHY, WI 53110-1813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 17, 2024	Deed of Trust, Mortgage · Line of Credit LANDMARK CU OF NEW BERLIN
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Deed Document Number	201610636278
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0010547888
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3127 E LUZERNE AVE, CUDAHY, WI 53110-1813
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011117923
Date	May 24, 2021
Instrument	11117923

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Nov 1, 2049

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3127 E LUZERNE AVE, CUDAHY, WI 53110-1813
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011435211
Date	Jul 17, 2024
Instrument	11435211

Lender

Name	LANDMARK CU OF NEW BERLIN
Type	Credit Union
Address	NEW BERLIN, WI 53151

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3127 E LUZERNE AVE, CUDAHY, WI 53110-1813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010724933
Date	Oct 31, 2017
Instrument	10724933

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3127 E LUZERNE AVE, CUDAHY, WI 53110-1813
Document Number	0010919270
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3127 E LUZERNE AVE CUDAHY WI 531101813, CUDAHY, WI 53110-1813

Mortgage

Document Number	0010919270
Date	Oct 23, 2019
Instrument	10919270

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3127 E LUZERNE AVE, CUDAHY, WI 53110-1813
Document Number	0010800749
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3127 E LUZERNE AVE CUDAHY WI 531101813, CUDAHY, WI 53110-1813

Mortgage

Document Number	0010800749
Date	Aug 6, 2018
Instrument	10800749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3127 E Luzerne Ave was $4,824 with a homeowner's exemption, up 17.2% from the year before.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Cudahy City
Unified School District	Cudahy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,824.00 (+17.23%)	$211,200 Land $72,100 Building $139,100	$237,800
2024	$4,115.00
2022	$3,290.00	$167,800 Land $72,100 Building $95,700	$172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3127 E Luzerne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3127 E Luzerne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUDAHY WATERWORKS serves 18,659 people · EPA ID WI2410169
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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