3127 140th St, Sumner, IA 50674 Property Records

Bremer County property record for 3127 140th St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1968
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Nov 2021)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-22-300-005`

Property Details

APN / Parcel Number

Primary APN	`04-22-300-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	1,296 sqft
Finished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Mixed
Garage Area	1,412 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	Deck Area
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3127 140TH ST
City	SUMNER
State	IA
Zip	50674-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-93-11 W 165' E 330' S 307' SW SW
Legal Range	11W
Legal Township	93N
Legal Section	22
Legal Block	93
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER NO. 2
Census Block Group	3
Census Block	3040
Census Tract	4500

Owner

3127 140th St is owned and occupied by two individuals who bought it in November 2021.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3127 140TH ST, SUMNER, IA 50674-9587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage DENVER SAVINGS BANK
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	20215428
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	3127 140TH ST, SUMNER, IA 50674-9587
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221926
Date	May 26, 2022
Instrument	20221926

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Nov 8, 2021
Property Address	3127 140TH ST, SUMNER, IA 50674-9587
Document Number	0020215428
Instrument Date	Nov 1, 2021
Instrument	20215428
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 140TH ST, SUMNER, IA 50674-9587

Mortgage

Document Number	0020215429
Date	Nov 8, 2021
Instrument	20215429

Lender

Name	DENVER SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3127 140th St was $2,404 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 Homeowner's exemption	$239,980 Land $58,700 Building $181,280	$239,980 Land $58,700 Building $181,280
2023		$140,820 Land $47,750 Building $93,070	$140,820 Land $47,750 Building $93,070
2022	$1,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3127 140th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2021)
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3127 140th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream Fixed Wireless · DSL in parts of the area	100 / 10

May also be available: GigFire.

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