Clay County property record for 31264 Bluff Rd, Vermillion, SD 57069
| Property Type | Barndominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,072 sqft · built 2020 |
| Lot Size | 6.58 acres (286,625 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $10,325 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08000-09352-223-10 |
| Primary APN | 08000-09352-223-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Living Area |
| Gross Area | 3,888 sqft |
| 1st Floor Area | 2,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 286,625 sqft (6.58 acres) |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 2,740 sqft |
| Utility Building | 3,840 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Street Address | 31264 BLUFF RD |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-6708 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Barndominium |
| Legal Description | LOT 2 F & M RAYMAN TRACT 3 W 1/2 SW 1/4 22-93-52 SPIRIT MOUND TWP |
| Legal Tract | 3 |
| Legal Block | 34 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | SPIRIT MOUND |
| Census Block Group | 4 |
| Census Block | 4083 |
| Census Tract | 965800 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 31264 BLUFF RD, VERMILLION, SD 57069-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 31264 BLUFF RD, VERMILLION, SD 57069-6708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0MT146/550 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | MT146/550 |
| Instrument | 148127 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Spirit Mound Township |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,325.00 (+21.27%) | $683,858 (+33.2%) Land $49,350 Building $634,508 |
| 2023 | $8,514.00 (+82.47%) | $513,401 Land $11,903 Building $501,498 |
| 2022 | $4,666.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (2011) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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