31261 Cookie Rd, Winchester, CA 92596 Property Records

Riverside County property record for 31261 Cookie Rd, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,320 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2017)
Tax Bill	$8,280 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`480-530-049`

Property Details

APN / Parcel Number

Primary APN	`480-530-049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	2,826 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31261 COOKIE RD
City	WINCHESTER
State	CA
Zip	92596-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.21 ACRES M/L IN LOT 49 MB 419/022 TR 31118
Legal Subdivision	TRACT MAP NO 31118
Legal Tract	31118
Legal Lot Number	49
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1063
Census Tract	43235

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLUMBIA BANK
Mar 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 7, 2017	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	2017321093
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358

Mortgage

Document Number	0000016098
Date	Jan 16, 2026
Instrument	2026-0016098

Lender

Name	COLUMBIA BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358

Mortgage

Document Number	0000091431
Date	Mar 30, 2023
Instrument	2023-0091431

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358

Mortgage

Document Number	0000533643
Date	Sep 8, 2021
Instrument	2021-0533643

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2017
Property Address	31261 COOKIE RD, WINCHESTER, CA 92596-8358
Document Number	0000321093
Instrument Date	Jun 21, 2017
Instrument	321093
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31261 COOKIE RD MENIFEE CA 925968358, MENIFEE, CA 92596-8358

Mortgage

Document Number	321095
Date	Aug 7, 2017
Instrument	321095

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Secondary School District	Perris Union High School District (9-12) (09 - 12)
Elementary School District	Menifee Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,101 (+19.01%) Land $174,084 Building $354,017
2025	$8,280.00 (+2.05%)	$443,747 (+4.04%) Land $170,671 Building $273,076
2023	$8,114.00 (+1.44%)	$426,518 Land $164,045 Building $262,473
2022	$7,999.00
2021			$495,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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