Collier County property record for 3126 Terramar Ct, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 2,990 sqft · built 2002 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $949,000 (Aug 2005) |
| Tax Bill | $5,834 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone AH (high risk) |
| APN | 660525 403B21 |
| Primary APN | 660525 403B21 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,990 sqft Living Area |
| 1st Floor Area | 2,990 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,375 sqft (0.33 acres) |
| Pool Area | 336 sqft |
| Deck Area | 1,123 sqft |
| Street Address | 3126 TERRAMAR CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | TERRAMAR LOT 40 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 21 |
| Legal Subdivision | TERRAMAR |
| Legal Tract | 660525 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | IMMOKALEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11209 |
3126 Terramar Ct is owned and occupied by an individual who acquired it in July 2010.
Source: Collier County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3126 TERRAMAR CT, NAPLES, FL 34119-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/THE MIDWEST |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/THE MIDWEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2005 · Amount on File |
| Deed Sale | Aug 5, 2005 · Amount on File |
| Prior Sale | Feb 25, 2003 |
| Deed Document Number | 20053672909 |
| Deed Book / Page | 3861 / 332 |
| Last Transfer Date | Jul 22, 2010 |
| Transfer Doc | 0046120884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3126 TERRAMAR CT, NAPLES, FL 34119-7700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 3126 TERRAMAR CT, NAPLES, FL 34119-7700 |
| Document Number | 0060873208 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 6087/3208 |
| Instrument | 6208912 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3126 TERRAMAR CT, NAPLES, FL 34119-7700 |
| Document Number | 0057141701 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3126 TERRAMAR CT NAPLES FL 341197700, NAPLES, FL 34119-7700 |
| Document Number | 0057141701 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 005714/001701 |
| Instrument | 5812531 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3126 TERRAMAR CT, NAPLES, FL 34119-7700 |
| Document Number | 0057141714 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3126 TERRAMAR CT NAPLES FL 341197700, NAPLES, FL 34119-7700 |
| Document Number | 0057141714 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 005714/001714 |
| Instrument | 5812532 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 3126 Terramar Ct was $5,834 with exemptions applied, up 2.4% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,525 (+2.7%) | $947,971 (-35.49%) Land $395,366 Building $552,605 | |
| 2025 | $5,834.00 (+2.35%) Homeowner's exemption Widower's exemption | $630,501 | $1,469,527 Land $978,326 Building $491,201 |
| 2024 | $5,700.00 (+0.83%) | ||
| 2023 | $5,653.00 (-3.48%) Homeowner's exemption Widower's exemption | $594,885 (+3%) | $1,513,030 (+47.59%) Land $864,261 Building $648,769 |
| 2022 | $5,857.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $577,558 | $1,025,137 Land $333,887 Building $691,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3126 Terramar Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 545 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 545 in force |
| Nearby Flood Claims | 3 (2017–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3126 Terramar Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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