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3126 Ridgeview Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3126 Ridgeview Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,146 sqft · built 1951
Lot Size0.679 acres (29,564 sqft)
Owner2 Company Names on Record
Tax Bill$2,313 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN094780A000

Property Details

APN / Parcel Number

Primary APN094780A000
Alternative APN
  • 6-001D-4456-00-0014.1000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,146 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,146 sqft
Basement Area906 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,564 sqft (0.679 acres)
Lot Dimensions389 ft deep x 76 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area12 sqft
Deck AreaDeck Area
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number094780A000
Street Address3126 RIDGEVIEW DR
CitySAINT CHARLES
StateMO
Zip63301-0868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionVLG DUCHESNE PT LOT 14
Legal SubdivisionVLG DUCHESNE
Legal Lot Number14
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1000
Census Tract310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3126 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
Mar 25, 2021Intrafamily Transfer, Transfer
DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 22, 2021
Transfer Doc2021R026299
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3126 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3126 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868

Mortgage

Document Number2021R019774
DateMar 5, 2021
Instrument2021R-019774
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMar 25, 2021
Property Address3126 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Document Number2021R026299
Map ReferenceMB 4 PG 157
Instrument DateMar 22, 2021
Instrument2021R-026299
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyDIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3126 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,747 (-)$193,403 (-) Land $45,000 Building $148,403
2025$2,313.00 (-0.69%)$36,747 (+1.68%)$193,403 (+1.68%) Land $45,000 Building $148,403
2024$2,329.00
2023$36,140
2022$190,209 Land $35,000 Building $155,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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