3126 N 28th St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3126 N 28th St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,323 sqft · built 1940
Lot Size	0.344 acres (14,999 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (Apr 2026)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`119-13-088`

Property Details

APN / Parcel Number

Primary APN	`119-13-088`
Alternative APN	`119130884`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	1,453 sqft
1st Floor Area	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Adobe Block
Roof Material	Built-Up Asphalt
Lot Area	14,999 sqft (0.344 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	650 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3126 N 28TH ST
City	PHOENIX
State	AZ
Zip	85016-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PHOENIX HOMESTEADS TRACT LOTS 41-75 MCR 29/07
Legal Range	3E
Legal Township	2N
Legal Section	26
Legal Subdivision	PHOENIX HOMESTEADS TRACT LOTS 41-75
Legal Lot Number	41
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2014
Census Tract	110802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phoenix Homesteads Historic District listed 1987 · 36 contributing resources · NRIS 87001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3126 N 28th St is owned by an individual who bought it in April 2026.

Source: Maricopa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4539 N 22ND ST, N, PHOENIX, AZ 85016-4639
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 28, 2026	Warranty Deed, Transfer · VA Mortgage ALTERNATIVE FUNDING LLC
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FOOTHILLS BANK
Jul 7, 2018	Deed of Trust, Mortgage · Conventional with PMI HOMESTREET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Document Number	2026253297
Prior Transfer Date	Jun 9, 2018
Prior Transfer Doc	0000445016
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 24, 2026
Property Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000441483
Instrument Date	Jul 24, 2026
Instrument	2026441483
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4539 N 22ND ST, PHOENIX, AZ 85016-4639

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 28, 2026
Property Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000253297
Instrument Date	Apr 28, 2026
Instrument	2026.253297
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445

Mortgage

Document Number	0000253298,
Date	Apr 28, 2026
Instrument	2026..253298

Lender

Name	ALTERNATIVE FUNDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	ACCOMODATION, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000527342
Date	Jul 12, 2018
Instrument	20180527342

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2021
Property Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0001107935
Map Reference	MB 29 PG 7
Instrument Date	Oct 12, 2021
Instrument	20211107935
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	QUALITY TITLE COMPANY, EQUITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 JOHNSON TER, MIDDLETOWN, RI 02842-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445

Mortgage

Document Number	0001107936
Date	Oct 14, 2021
Instrument	20211107936

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	5-Year CMT
Max Rate	9.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322980
Date	Apr 15, 2020
Instrument	20200322980

Lender

Name	THE FOOTHILLS BANK
Type	Bank
Address	LAKE HAVASU CITY, AZ 86403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3126 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000527342
Instrument Date	Jul 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 N 28TH ST PHOENIX AZ 850167445, PHOENIX, AZ 85016-7445

Mortgage

Document Number	0000527342
Date	Jul 12, 2018
Instrument	527342

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3126 N 28th St was $3,824.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,910 (+177.89%)	$599,100 (+8.12%) Land $119,800 Building $479,300
2025	$3,824.00	$21,559 (-61.73%)	$554,100 (-1.63%) Land $110,800 Building $443,300
2024		$56,330	$563,300 Land $112,600 Building $450,700
2023	$2,446.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3126 N 28th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3126 N 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on N 28th St

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