St. Clair County property record for 3126 Gratiot Ave, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1952 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2026) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-241-0005-000 |
| Primary APN | 74-06-241-0005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 54.2 ft deep x 52 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3126 GRATIOT AVE |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOTS 10 & 11 INCL W 1/2 OF VAC ALLEY ADJ BLK A BARNUM & GARBUTT'S SUBDIVISION OF HARTMAN'S SUBDIVISION OF LOT 18, MCNEIL |
| Legal Subdivision | SUBD |
| Legal Block | A |
| Legal Lot Number | 10-11 |
| Legal Unit | 1,18 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 628000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 757 BURNS RD, KIMBALL, MI 48074-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Jul 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | May 20, 2025 · Amount on Record |
| Deed Document Number | 202614018 |
| Deed Book / Page | 5942 / 744 |
| Prior Transfer Date | Mar 20, 2024 |
| Prior Transfer Doc | 0005738648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 3126 GRATIOT AVE, PORT HURON, MI 48060-2239 |
| Document Number | 0000014018 |
| Book / Page | 5942 / 744 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202614018 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,862.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 757 BURNS RD, KIMBALL, MI 48074-3403 |
| Document Number | 0000013466, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202613466 |
| Name | CHOICEONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 3126 GRATIOT AVE, PORT HURON, MI 48060-2239 |
| Document Number | 0000013466 |
| Book / Page | 5940 / 45 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202613466 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | STC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 757 BURNS RD, KIMBALL, MI 48074-3403 |
| Document Number | 0000013466, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 5940/45 |
| Instrument | 202613466 |
| Name | CHOICEONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 24, 2020 |
| Property Address | 3126 GRATIOT AVE, PORT HURON, MI 48060-2239 |
| Document Number | 0052160766 |
| Book / Page | 005216 / 000766 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 17066 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3126 GRAFIOT AVE PORT HURON MI 48060, PORT HURON, MI 48060 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,500 (+17.11%) | $193,000 (+17.11%) | |
| 2025 | $2,213.00 (+2.74%) Homeowner's exemption | $82,400 (+24.66%) | |
| 2024 | $2,154.00 (+19.07%) | $164,800 (+24.66%) | |
| 2023 | $66,100 | ||
| 2022 | $1,809.00 | $132,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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