Wayne County property record for 3126 Edgewood St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,086 sqft · built 1943 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Apr 2025) |
| Tax Bill | $7,469 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82 09 263 15 062 |
| Primary APN | 82 09 263 15 062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,086 sqft Living Area |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 686 sqft |
| Unfinished Basement | 686 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 133 ft deep x 110 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3126 EDGEWOOD ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 256, 257 AND 899 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF DEARBORN POINT SUB |
| Legal Subdivision | DEARBORN POINT |
| Legal Lot Number | 256-257 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 575500 |
Source: Wayne County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3408 DUDLEY ST, DEARBORN, MI 48124-3688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 2, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | May 3, 2004 · Amount on File |
| Deed Document Number | 2025155778 |
| Deed Book / Page | 59521 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 6, 2026 |
| Property Address | 3126 EDGEWOOD ST, DEARBORN, MI 48124-4118 |
| Document Number | 0000175113 |
| Book / Page | 60266 / 1167 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026175113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3126 EDGEWOOD ST, DEARBORN, MI 48124-4118 |
| Document Number | 0000175113, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 60266/1167 |
| Instrument | 2026175113 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3126 EDGEWOOD ST, DEARBORN, MI 48124-4118 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3126 EDGEWOOD ST, DEARBORN, MI 48124-4118 |
| Document Number | 0566350094 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 56635/94 |
| Instrument | 2021183540 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3126 EDGEWOOD ST, DEARBORN, MI 48124-4118 |
| Document Number | 0555120774 |
| Instrument Date | Nov 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3126 EDGEWOOD ST DEARBORN MI 481244118, DEARBORN, MI 48124-4118 |
| Document Number | 0555120774 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 055512/000774 |
| Instrument | 9019 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2050 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,700 (+19.49%) | $511,400 (+19.49%) | |
| 2025 | $7,469.00 (-0.25%) Homeowner's exemption | $214,000 (+4.14%) | $428,000 (+4.14%) |
| 2023 | $205,500 | $411,000 | |
| 2019 | $7,488.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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