3126 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 3126 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,148 sqft · built 1996
Lot Size	0.392 acres (17,076 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2024)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00211.000`

Property Details

APN / Parcel Number

Primary APN	`32-00211.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,076 sqft (0.392 acres)
Lot Dimensions	180 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	3126 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND HILLS LOT #211
Legal Lot Number	211
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1028
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3126 APPLE VALLEY DR, HOWARD, OH 43028-8402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HM MTG CORP
Feb 5, 2019	Grant Deed, Transfer · Conventional with PMI UNION HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	20248344
Deed Book / Page	2049 / 912
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	3126 APPLE VALLEY DR, HOWARD, OH 43028-8402
Document Number	0018200525
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 APPLE VALLEY DR HOWARD OH 430288402, HOWARD, OH 43028-8402

Mortgage

Document Number	0018200525
Date	Dec 8, 2020
Book Page	001820/000525
Instrument	10975

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KNOX OH
Recording Date	Feb 5, 2019
Property Address	3126 APPLE VALLEY DR, HOWARD, OH 43028-8402
Document Number	0017080128
Book / Page	001708 / 000128
Instrument Date	Jan 16, 2019
Instrument	822
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 APPLE VALLEY DR HOWARD OH 430288402, HOWARD, OH 43028-8402

Mortgage

Document Number	17080130
Date	Feb 5, 2019
Book Page	001708/000130
Instrument	823

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILIE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$150,080 (-) Land $14,570 Building $135,510
2025	$2,097.00 (-0.85%)	$52,530 (-) Land $5,100 Building $47,430
2024	$2,115.00 (+0.38%)	$52,530 (-) Land $5,100 Building $47,430
2023	$2,107.00 (+19.11%)	$52,530 (+39.01%) Land $5,100 Building $47,430	$150,080 (+39%) Land $14,570 Building $135,510
2022	$1,769.00	$37,790 Land $3,670 Building $34,120
2020			$107,970 Land $10,480 Building $97,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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