31257 Palmyra Rd, Warrenton, MO 63383 Property Records

Warren County property record for 31257 Palmyra Rd, Warrenton, MO 63383

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,426 sqft · built 2005
Lot Size	2.87 acres (125,322 sqft)
Owner	Individual Name on Record
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-05.0-0-00-012.000.000`

Property Details

APN / Parcel Number

Primary APN	`05-05.0-0-00-012.000.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,426 sqft Living Area
Basement Area	1,426 sqft
Finished Basement	713 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,322 sqft (2.87 acres)
Lot Dimensions	442 ft deep x 293 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	31257 PALMYRA RD
City	WARRENTON
State	MO
Zip	63383-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PALMYRA RUN
Legal Subdivision	PALMYRA RUN
Legal Lot Number	1
Jurisdiction	WARREN MO
Township / Civil Division	NORTH ELKHORN
Census Block Group	3
Census Block	3047
Census Tract	820104

Owner

Source: Warren County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jul 21, 2005	Deed of Trust, Mortgage HEARTLAND BANK
Nov 4, 2005	Deed of Trust, Mortgage HEARTLAND BANK
Nov 4, 2005	Deed of Trust, Mortgage HEARTLAND BANK
May 28, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024
Deed Sale	May 28, 2024
Prior Sale	Jul 8, 2010
Deed Document Number	202402583
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202506941
Date	Nov 20, 2025
Instrument	202506941

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201207232
Date	Dec 5, 2012
Instrument	201207232

Lender

Name	USAA FSB
Type	Bank
Address	87288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2042

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001332/829
Date	Jul 21, 2005
Book Page	1332/829
Instrument	200506240

Lender

Name	HEARTLAND BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001354/671
Date	Nov 4, 2005
Book Page	1354/671
Instrument	200509947

Lender

Name	HEARTLAND BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001354/684
Date	Nov 4, 2005
Book Page	1354/684
Instrument	200509949

Lender

Name	HEARTLAND BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	May 28, 2024
Property Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568
Document Number	0202402583
Instrument Date	May 21, 2024
Instrument	202402583
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31257 PALMYRA RD, WARRENTON, MO 63383-4568

Mortgage

Document Number	0202402584
Date	May 28, 2024
Instrument	202402584

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00	$57,667 (+101.11%) Land $3,865 Building $53,802	$303,510 (+101.11%) Land $20,340 Building $283,170
2024	$3,449.00 (+105.42%)	$28,675 (-) Land $6,019 Building $22,656
2023	$1,679.00 (+8.18%)	$28,675 (+8%) Land $6,019 Building $22,656	$150,919 (+8%) Land $31,676 Building $119,243
2022	$1,552.00	$26,551 Land $5,573 Building $20,978
2021			$139,740 Land $29,330 Building $110,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY CO PWSD 1 serves 3,850 people · EPA ID MO6024406
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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