3125 Snyder Rd, Sebring, FL 33870 Property Records

Highlands County property record for 3125 Snyder Rd, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,757 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Sep 2019)
Tax Bill	$4,659 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-35-34-29-010-0050-0000`

Property Details

APN / Parcel Number

Primary APN	`C-35-34-29-010-0050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,757 sqft Living Area
1st Floor Area	3,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	671 ft deep x 300 ft wide
Garage Type	Finished
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Open Porch
Porch Area	327 sqft
Patio Area	643 sqft
Fence	Fence
Shed	1 Shed
Shed Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3125 SNYDER RD
City	SEBRING
State	FL
Zip	33870-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	RAMERS ROOST PB 12-PG 66 LOT 5 -5 ACRES-
Legal Range	29E
Legal Township	34S
Legal Section	35
Legal Subdivision	RAMERS ROOST
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2010
Census Tract	961000

Owner

Source: Highlands County assessment roll, APN C-35-34-29-010-0050-0000, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3125 SNYDER RD, SEBRING, FL 33870-9118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND TITLE INS AGCY CO
May 28, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Nov 12, 2002 · Amount on Record
Deed Document Number	1957471
Deed Book / Page	2714 / 1018
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3125 SNYDER RD, SEBRING, FL 33870-9118
Document Number	0001957472
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 07, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3125 SNYDER RD SEBRING FL 338709118, SEBRING, FL 33870-9118

Mortgage

Document Number	0001957472
Date	Sep 25, 2019
Book Page	002714/001020
Instrument	1957472

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 25, 2019
Property Address	3125 SNYDER RD, SEBRING, FL 33870-9118
Document Number	0001957471
Book / Page	2714 / 1018
Map Reference	MB 12 PG 66
Instrument Date	Sep 23, 2019
Instrument	1957471
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 SNYDER RD, SEBRING, FL 33870-9118

Mortgage

Document Number	0027141020
Date	Sep 25, 2019
Instrument	2714-1020

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 28, 2019
Property Address	3125 SNYDER RD, SEBRING, FL 33870-9118
Book / Page	002694 / 001028
Instrument Date	May 17, 2019
Instrument	1941842
Transaction Type	Construction Loan
Record Updated	Jun 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3125 SNYDER RD SEBRING FL 338709118, SEBRING, FL 33870-9118

Mortgage

Document Number	0001941842
Date	May 28, 2019
Book Page	002694/001028
Instrument	1941842

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 27, 2020

Tax Assessment & Valuation

Source: Highlands County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$381,873 (+10.53%)	$503,192 (+4.43%) Land $81,021 Building $422,171
2024	$4,659.00 (+1.66%)
2023	$4,583.00 (+0.99%) Homeowner's exemption	$345,503 (+3%)	$481,868 (+16.47%) Land $52,554 Building $429,314
2022	$4,538.00 Homeowner's exemption	$335,440	$413,737 Land $43,795 Building $369,942

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 13 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Lumen Technologies, T-Mobile USA.

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