3125 Smith St, Dearborn, MI 48124 Property Records

Wayne County property record for 3125 Smith St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,500 (Aug 2019)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-352-08-002`

Property Details

APN / Parcel Number

Primary APN	`82-09-352-08-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3125 SMITH ST
City	DEARBORN
State	MI
Zip	48124-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	NLY 50.98 FT OF LOT 484 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF DEARBORN POINT SUB
Legal Subdivision	DEARBORN POINT
Legal Lot Number	484
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2011
Census Tract	575500

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3125 SMITH ST, DEARBORN, MI 48124-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 15, 2019	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Oct 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	2019242487
Deed Book / Page	55219 / 276
Prior Transfer Date	Jul 26, 2001
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3125 SMITH ST, DEARBORN, MI 48124-4346
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 SMITH ST, DEARBORN, MI 48124-4346

Mortgage

Document Number	0569680195
Date	Aug 19, 2021
Book Page	56968/195
Instrument	2021318229

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 15, 2019
Property Address	3125 SMITH ST, DEARBORN, MI 48124-4346
Document Number	0552190276
Book / Page	55219 / 0276
Map Reference	LB 44 PG 81-83
Instrument Date	Aug 8, 2019
Instrument	2019242487
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3125 SMITH ST, 3125, DEARBORN, MI 48124-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 SMITH ST, DEARBORN, MI 48124-4346

Mortgage

Document Number	552180103
Date	Aug 15, 2019
Instrument	55218/0103

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 19, 2017
Property Address	3125 SMITH ST, DEARBORN, MI 48124-4346
Document Number	0540170059
Book / Page	054017 / 000059
Instrument Date	Oct 11, 2017
Instrument	336542
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 SMITH ST DEARBORN MI 481244346, DEARBORN, MI 48124-4346

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,000 (+6.26%)	$224,000 (+6.26%)
2025	$3,865.00 (+23.09%) Homeowner's exemption	$105,400 (+23.71%)	$210,800 (+23.71%)
2023		$85,200	$170,400
2019	$3,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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