3125 Ridge Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 3125 Ridge Way, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,475 sqft · built 1998
Lot Size	2.03 acres (88,427 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Oct 1995)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105-220-74-00`

Property Details

APN / Parcel Number

Primary APN	`105-220-74-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,475 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	88,427 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3125 RIDGE WAY
City	FALLBROOK
State	CA
Zip	92028-2684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM16470
Legal Subdivision	P16470
Legal Tract	1016470
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4003
Census Tract	19001

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3125 RIDGE WAY, FALLBROOK, CA 92028-2684
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 1995 · Amount on Record
Deed Sale	Oct 11, 1995 · Amount on Record
Deed Document Number	1995457883
Last Transfer Date	Oct 19, 2000
Transfer Doc	0000584791
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2026
Property Address	3125 RIDGE WAY, FALLBROOK, CA 92028-2684
Document Number	0000127160
Instrument Date	Apr 24, 2026
Instrument	2026127160
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3125 RIDGE WAY, FALLBROOK, CA 92028-2684

Mortgage

Document Number	0000127160,
Date	May 5, 2026
Instrument	2026127160

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$673,671 (+2%) Land $106,356 Building $567,315
2025	$7,066.00 (+2.44%) Homeowner's exemption	$660,463 (+4.04%) Land $104,271 Building $556,192
2024	$6,898.00 (+2.86%)
2023	$6,706.00 (-0.01%) Homeowner's exemption	$634,819 Land $100,223 Building $534,596
2022	$6,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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