Charlotte County property record for 3125 Lich St, Punta Gorda, FL 33980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,858 sqft · built 2019 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $230,800 (Jun 2020) |
| Tax Bill | $4,081 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Reverse Mortgage Jul 2021 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 402224135021 |
| Primary APN | 402224135021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 1,858 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,999 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Raised Porch |
| Porch Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00113120000000 |
|---|---|
| Street Address | 3125 LICH ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33980-7341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC13 BLK1319 LT 19 313/257 441/209 TD3526/1975 3842/1861 3842/1993 3910/2085 4320/353 4320/354 4589/718 4806/1957 |
| Legal Range | 22E |
| Legal Township | 40S |
| Legal Section | 24 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 1319 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20900 |
3125 Lich St is owner-occupied and held in a trust since May 2026.
Source: Charlotte County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3125 LICH ST, PUNTA GORDA, FL 33980-7341 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 19, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Apr 1, 2019 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| May 29, 2018 | Quit Claim Deed, Transfer OTHER |
| May 29, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on File |
| Deed Sale | Jun 18, 2020 · Amount on File |
| Prior Sale | May 29, 2018 · Amount on File |
| Deed Document Number | 20202821797 |
| Deed Book / Page | 4589 / 718 |
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0003665940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 3125 LICH ST, PUNTA GORDA, FL 33980-7341 |
| Document Number | 0003665940 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263665940 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | TITLE SERVICES, ARK TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3125 LICH ST, PUNTA GORDA, FL 33980-7341 |
| Document Number | 0003665941, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20263665941 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 997 Months |
| Due | Aug 11, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0003665942, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20263665942 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 997 Months |
| Due | Aug 11, 2109 |
| Rate | 50% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 19, 2021 |
| Property Address | 3125 LICH ST, PORT CHARLOTTE, FL 33980-7341 |
| Document Number | 0048061957 |
| Book / Page | 4806 / 1957 |
| Instrument Date | Jun 13, 2021 |
| Instrument | 2973351 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3125 LICH ST, PUNTA GORDA, FL 33980-7341 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 3125 LICH ST, PORT CHARLOTTE, FL 33980-7341 |
| Document Number | 0044211947 |
| Book / Page | 004421 / 001947 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2696479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3125 LICH ST PORT CHARLOTTE FL 33980, PORT CHARLOTTE, FL 33980 |
| Document Number | 44211947 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 004421/001947 |
| Instrument | 2696479 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 29, 2018 |
| Property Address | 3125 LICH ST, PORT CHARLOTTE, FL 33980-7341 |
| Document Number | 0043200353 |
| Book / Page | 004320 / 000353 |
| Instrument Date | May 24, 2018 |
| Instrument | 2616203 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 29, 2018 |
| Property Address | 3125 LICH ST, PORT CHARLOTTE, FL 33980-7341 |
| Document Number | 0043200354 |
| Book / Page | 004320 / 000354 |
| Instrument Date | May 17, 2018 |
| Instrument | 2616204 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3125 Lich St was $4,081 with exemptions applied, up 15.7% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,081.00 (+15.71%) Homeowner's exemption Senior Citizen's exemption | $279,606 | $297,400 Land $16,575 Building $280,825 |
| 2024 | $3,527.00 (-17.3%) | ||
| 2023 | $4,265.00 (+3.39%) Homeowner's exemption | $263,812 (+3%) | $300,381 (+17.28%) Land $17,000 Building $283,381 |
| 2022 | $4,125.00 Homeowner's exemption | $256,128 Land $11,900 Building $244,228 | $256,128 Land $11,900 Building $244,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3125 Lich St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 35 (1992–2023) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3125 Lich St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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