3125 Lambert Dr, Toledo, OH 43613 Property Records

Lucas County property record for 3125 Lambert Dr, Toledo, OH 43613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,016 sqft · built 1966
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2023)
Tax Bill	$3,175 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-67204`

Property Details

APN / Parcel Number

Primary APN	`04-67204`
Alternative APN	`03733032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,016 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	972 sqft
2nd Floor Area	1,044 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3125 LAMBERT DR
City	TOLEDO
State	OH
Zip	43613-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	ELMHURST PARK PLAT 7 LOT 280
Legal Subdivision	ELMHURST PARK PLAT 7
Legal Tract	60
Legal Lot Number	280
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1002
Census Tract	6000

Owner

3125 Lambert Dr is owned by an individual who bought it in August 2023.

Source: Lucas County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6544 BURNHAM GREEN RD, TOLEDO, OH 43615-5510
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 25, 2023	Warranty Deed, Transfer · FHA Mortgage KEY BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Jan 20, 2016 · Amount on File
Deed Document Number	202327674
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Apr 17, 2026
Property Address	3125 LAMBERT DR, TOLEDO, OH 43613-3104
Document Number	0000015123
Instrument Date	Apr 7, 2026
Instrument	202615123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 LAMBERT DR, TOLEDO, OH 43613-3104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015123,
Date	Apr 17, 2026
Instrument	202615123

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Sep 1, 2053

Interest

Rate	6.11%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 25, 2023
Property Address	3125 LAMBERT DR, TOLEDO, OH 43613-3104
Document Number	0000027674
Map Reference	VOL 61 PG 67
Instrument Date	Aug 16, 2023
Instrument	202308250027674
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6544 BURNHAM GREEN RD, TOLEDO, OH 43615-5510

Mortgage

Document Number	0000027675
Date	Aug 25, 2023
Instrument	202308250027675

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3125 LAMBERT DR, TOLEDO, OH 43613-3104
Document Number	0000042837
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 LAMBERT DR TOLEDO OH 436133104, TOLEDO, OH 43613-3104

Mortgage

Document Number	0000042837
Date	Sep 30, 2020
Instrument	42837

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2040

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,825 (-) Land $7,280 Building $48,545	$159,500 (-) Land $20,800 Building $138,700
2024	$3,175.00 (+22.92%)	$55,825 (+47.69%) Land $7,280 Building $48,545	$159,500 Land $20,800 Building $138,700
2023	$2,583.00 (+0.08%)	$37,800 (-) Land $6,335 Building $31,465
2022	$2,581.00 Homeowner's exemption	$37,800 Land $6,335 Building $31,465
2021			$108,000 Land $18,100 Building $89,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3125 Lambert Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	27 (1981–2014)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Feb 2014 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 5 claims Severe Storms And Flooding, Jul 2000 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Lambert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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