3125 Eddy Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 3125 Eddy Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (438,214 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2022)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`171-022-111-105-00`

Property Details

APN / Parcel Number

Primary APN	`171-022-111-105-00`

Exterior

Lot Area	438,214 sqft (10 acres)

Location & Zoning

Street Address	3125 EDDY RD
City	INDIAN RIVER
State	MI
Zip	49749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 15: COM S 1/4 COR SEC 22, T35N,R2W; TH N 88D 48M 50S W ALG SEC LI 1325FT; TH N 01D 04M E 3645FT TO POB; TH CONT N 01D 04M
Legal Range	02W
Legal Township	035
Legal Section	22
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	KOEHLER
Census Block Group	1
Census Block	1065
Census Tract	960700

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1790 S CANFIELD RD, EATON RAPIDS, MI 48827-9301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage DART BANK
Jun 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Oct 7, 2015 · Amount on Record
Deed Book / Page	1486 / 217
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	3125 EDDY RD, INDIAN RIVER, MI 49749
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 S CANFIELD RD, EATON RAPIDS, MI 48827-9301

Mortgage

Document Number	0000001500/0000000279
Date	Jan 5, 2023
Book Page	0000001500/0000000279

Lender

Name	DART BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 16, 2022
Property Address	3125 EDDY RD, INDIAN RIVER, MI 49749
Document Number	001486/217
Book / Page	1486 / 217
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 S CANFIELD RD, EATON RAPIDS, MI 48827-9301

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Koehler Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,400 (+47.74%)	$84,800 (+47.74%)
2025	$1,242.00 (+96.52%)
2023		$28,700	$57,400
2022	$632.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Presque Isle Connect.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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