3125 E 7th St, Des Moines, IA 50316 Property Records

Polk County property record for 3125 E 7th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 1916
Lot Size	0.152 acres (6,650 sqft)
Owner	Company Name on File
Tax Bill	$3,740 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Assignment + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7924-26-257-001`

Property Details

APN / Parcel Number

Primary APN	`7924-26-257-001`
Alternative APN	`110/06423-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,056 sqft
Attic Area	370 sqft
Basement Area	602 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,650 sqft (0.152 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	535 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3125 E 7TH ST
City	DES MOINES
State	IA
Zip	50316-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 157 WRIGHTS GROVE
Legal Range	24W
Legal Township	79N
Legal Section	26
Legal Subdivision	WRIGHTS GROVE
Legal Lot Number	157
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1019
Census Tract	500

Owner

3125 E 7th St is owned by a company that acquired it in July 2020 and is owner-occupied.

Source: Polk County records, as of October 15, 2025

Owner of Record	Company Name on File
Mailing Address	1454 30TH ST # 100, 100, WEST DES MOINES, IA 50266-1305
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit HARDIN COUNTY SVGS BANK
Jul 15, 2020	Assignment of Deed, Transfer · Line of Credit HARDIN COUNTY SVGS BANK
Jan 21, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 21, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020
Deed Sale	Jul 15, 2020
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	2020-00005537
Deed Book / Page	17948 / 737
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3125 E 7TH ST, DES MOINES, IA 50316-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005536
Date	Jul 15, 2020
Book Page	17948/726
Instrument	2020-00005536

Lender

Name	HARDIN COUNTY SVGS BANK
Type	Bank
Address	ELDORA, IA 50627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 10, 2045

July 2020: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	POLK IA
Recording Date	Jul 15, 2020
Property Address	3125 E 7TH ST, DES MOINES, IA 50316-1103
Document Number	202000005537
Book / Page	17948 / 737
Instrument Date	Jul 10, 2020
Instrument	2020-00005537
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 EDGINGTON AVE, ELDORA, IA 50627-1739

Mortgage

Document Number	0000005547
Date	Jul 15, 2020
Book Page	17948/808
Instrument	2020-00005547

Lender

Name	HARDIN COUNTY SVGS BANK
Type	Bank
Address	ELDORA, IA 50627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 10, 2045

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Jan 21, 2020
Property Address	3125 E 7TH ST, DES MOINES, IA 50316-1103
Document Number	0000062805
Book / Page	017669 / 000696
Instrument Date	Jan 8, 2020
Instrument	62805
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1454 30TH ST #202 WEST DES MOINES IA 502661312, 202, WEST DES MOINES, IA 50266-1312

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Oct 21, 2019
Property Address	3125 E 7TH ST, DES MOINES, IA 50316-1103
Document Number	0000035742
Book / Page	017550 / 000663
Instrument Date	Oct 8, 2019
Instrument	35742
Transaction Type	Foreclosure
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$136.32
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3125 E 7TH ST DES MOINES IA 503161103, DES MOINES, IA 50316-1103

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,200 Land $31,600 Building $193,600	$225,200 Land $31,600 Building $193,600
2024	$3,740.00
2023		$196,500 Land $27,100 Building $169,400	$196,500 Land $27,100 Building $169,400
2020	$2,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3125 E 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3125 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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