3125 Croft Ferry Rd E, Gadsden, AL 35903 Property Records

Etowah County property record for 3125 Croft Ferry Rd E, Gadsden, AL 35903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,116 sqft · built 2012
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Apr 2018)
Tax Bill	$1,157 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-03-07-0-000-002.003`

Property Details

APN / Parcel Number

Primary APN	`12-03-07-0-000-002.003`
Alternative APNs	`259820` `97592`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	230,868 sqft (5.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	259820
Street Address	3125 CROFT FERRY RD E
City	GADSDEN
State	AL
Zip	35903-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR BEG SE COR SE1/4 NW1/4 TH W 300 TH N 842.86 TO S ROW CROFT FERRY RD NE TH SE 334.31 ALONG ROW TH S 696.83 BEING 5.3 AC(C) LYING IN SE1/4 NW1/4 S OF CROFT FERRY ROAD 7-11-8 D-2012-3367792,D-2018-3466060,D-2020-3512031(ROS) D-2022-3534677
Legal Range	8E
Legal Township	11S
Legal Section	7
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	1
Census Block	1030
Census Tract	10602

Owner

3125 Croft Ferry Rd E is owned and occupied by two individuals who bought it in April 2018.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage PRIMEMAX MORTGAGE COMPANY LLC
Feb 1, 2022	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Apr 16, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	May 25, 2012
Deed Document Number	20183466060
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003514147
Date	Jan 5, 2021
Instrument	3514147

Lender

Name	PRIMEMAX MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Feb 1, 2022
Property Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175
Document Number	0003534677
Instrument Date	Jan 31, 2022
Instrument	3534677
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175

Mortgage

Document Number	0003534678
Date	Feb 1, 2022
Instrument	3534678

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ETOWAH AL
Recording Date	Apr 16, 2018
Property Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175
Document Number	3466060
Instrument Date	Mar 31, 2018
Instrument	3466060
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3125 CROFT FERRY RD E, 3125, GADSDEN, AL 35903-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 CROFT FERRY RD E, GADSDEN, AL 35903-4175

Mortgage

Document Number	0003466061
Date	Apr 16, 2018
Instrument	3466061

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3125 Croft Ferry Rd E was $1,157 with a homeowner's exemption, down 7.7% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,157.00 (-7.74%) Homeowner's exemption
2025	$1,254.00 Homeowner's exemption	$36,200 Land $2,940 Building $33,260	$361,800 Land $29,300 Building $332,500
2023	$1,254.00 (+21.04%) Homeowner's exemption	$36,180 (+20.08%) Land $2,930 Building $33,250	$361,800 (+20.08%) Land $29,300 Building $332,500
2022	$1,036.00 Homeowner's exemption	$30,130 Land $3,740 Building $26,390	$301,300 Land $37,400 Building $263,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3125 Croft Ferry Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Croft Ferry Rd E is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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