3125 Cecelia Dr, Apopka, FL 32703 Property Records

Seminole County property record for 3125 Cecelia Dr, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,204 sqft · built 2009
Lot Size	0.619 acres (26,970 sqft)
Owner	2 Owner Names on File
Last Sale	$1,050,000 (Sep 2005)
Tax Bill	$16,894 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-29-510-0E00-0200`

Property Details

APN / Parcel Number

Primary APN	`18-21-29-510-0E00-0200`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	6,204 sqft Living Area
1st Floor Area	3,160 sqft
2nd Floor Area	2,524 sqft
Upper Floors Area	2,524 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2009
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Footing
Roof Material	Tile
Lot Area	26,970 sqft (0.619 acres)
Lot Dimensions	310 ft deep x 87 ft wide
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	1,179 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3125 CECELIA DR
City	APOPKA
State	FL
Zip	32703-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK E PARADISE POINT PB 7 PG 87
Legal Range	29E
Legal Township	21S
Legal Section	18
Legal Subdivision	PARADISE POINT
Legal Tract	510
Legal Block	E
Legal Lot Number	20
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	21704

Owner

The current owner of 3125 Cecelia Dr bought it in September 2005.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3125 CECELIA DR, APOPKA, FL 32703-7815
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2005 · Amount on File
Deed Sale	Sep 16, 2005 · Amount on File
Prior Sale	Sep 25, 2003
Deed Document Number	2005159561
Deed Book / Page	05906 / 1381
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3125 CECELIA DR, APOPKA, FL 32703-7815
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	CITY TITLE, CITY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 CECELIA DR, APOPKA, FL 32703-7815

Mortgage

Document Number	0101691497
Date	Feb 15, 2022
Book Page	10169/1497
Instrument	2022019104

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3125 Cecelia Dr was $16,894 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,894.00 Homeowner's exemption	$1,239,960	$1,935,827 Land $709,920 Building $1,225,907
2023	$15,331.00 (+2.32%) Homeowner's exemption	$1,169,917 (+3%)	$1,756,263 (+0.66%) Land $603,432 Building $1,152,831
2022	$14,983.00 Homeowner's exemption	$1,135,842	$1,744,680 Land $603,432 Building $1,141,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3125 Cecelia Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	10 (1994–2022)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Cecelia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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