31245 Mc Namee, Fraser, MI 48026 Property Records

Macomb County property record for 31245 Mc Namee, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,469 sqft · built 1974
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Tax Bill	$4,274 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-352-026`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-352-026`
Alternative APN	`1406352026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,469 sqft Living Area
1st Floor Area	1,469 sqft
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	137 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31245 MC NAMEE
City	FRASER
State	MI
Zip	48026-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	FRASER PARK SUBDIVISION N 60.0 FT OF S 122.0 FT OF LOT 13. L9 P42. CITY OF FRASER
Legal Subdivision	FRASER PARK SUBDIVISION
Legal Lot Number	13
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	2
Census Block	2001
Census Tract	254200

Owner

31245 Mc Namee is owned and occupied by an individual who acquired it in March 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	31245 MC NAMEE, FRASER, MI 48026-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 14, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 13, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023
Deed Sale	Mar 14, 2023
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	202319370
Deed Book / Page	29039 / 713
Prior Transfer Date	Feb 10, 2023
Prior Transfer Doc	0000019370
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Apr 7, 2026
Property Address	31245 MC NAMEE, FRASER, MI 48026-2708
Document Number	2600033195
Book / Page	30599 / 368
Instrument Date	Mar 24, 2026
Instrument	202633195
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	31245 MC NAMEE, FRASER, MI 48026-2708

Mortgage

Document Number	0000033195,
Date	Apr 7, 2026
Book Page	30599/368
Instrument	202633195

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Mar 14, 2023
Property Address	31245 MC NAMEE, FRASER, MI 48026-2708
Document Number	2300019370
Book / Page	29039 / 713
Map Reference	LB 9 PG 42
Instrument Date	Feb 20, 2023
Instrument	202300019370
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31245 MC NAMEE, FRASER, MI 48026-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31245 MC NAMEE, FRASER, MI 48026-2708

Mortgage

Document Number	2300019371
Date	Mar 14, 2023
Instrument	202300019371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	31245 MC NAMEE, FRASER, MI 48026-2708
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31245 MC NAMEE, FRASER, MI 48026-2708

Mortgage

Document Number	2200086454
Date	Jul 13, 2022
Book Page	28710/606
Instrument	202200086454

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 9, 2017
Property Address	31245 MC NAMEE, FRASER, MI 48026-2708
Document Number	0000098193
Book / Page	024877 / 000619
Instrument Date	Aug 4, 2017
Instrument	98193
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	TROY ABSTRACT AND TITLE, TROY ABS & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43149 MARQUETTE AVE STERLING HEIGHTS MI 483142331, STERLING HEIGHTS, MI 48314-2331

Mortgage

Document Number	98194
Date	Aug 9, 2017
Book Page	024877/000621
Instrument	98194

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 31245 Mc Namee was $4,274 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+4.88%)	$262,000 (+4.88%)
2025	$4,274.00 Homeowner's exemption	$124,900	$249,800
2023		$105,300	$210,600
2022	$3,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31245 Mc Namee in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31245 Mc Namee has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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