31240 Front St, Georgetown, MD 21930 Property Records

Kent County property record for 31240 Front St, Georgetown, MD 21930

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,340 sqft · built 1900
Lot Size	0.868 acres (37,810 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2014)
Tax Bill	$7,996 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-001027`

Property Details

APN / Parcel Number

Primary APN	`01-001027`
Alternative APNs	`1001027` `001027`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,340 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	37,810 sqft (0.868 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	864 sqft
Gazebo	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001027
Street Address	31240 FRONT ST
City	GEORGETOWN
State	MD
Zip	21930-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 0.868 AC. 31240 FRONT ST GEORGETOWN
Legal Subdivision	GEORGETOWN
Jurisdiction	KENT MD
Township / Civil Division	1, MASSEY
Census Block Group	1
Census Block	1006
Census Tract	950100

Owner

Source: Kent County records · APN 01-001027

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31240 FRONT ST, GEORGETOWN, MD 21930-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2014 · Amount on Record
Deed Sale	Dec 03, 2014 · Amount on Record
Prior Sale	Jan 04, 2010
Deed Book / Page	813 / 283
Last Transfer Date	May 27, 2022
Transfer Doc	0012790252
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	31240 FRONT ST, GALENA, MD 21635
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010170094
Date	Aug 30, 2019
Book Page	1017/094

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Oct 18, 2022
Property Address	31240 FRONT ST, GEORGETOWN, MD 21930-2107
Document Number	0012790252
Book / Page	1279 / 252
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	31240 FRONT ST, GEORGETOWN, MD 21930-2107

Mortgage

Document Number	0012790258
Date	Oct 18, 2022
Instrument	1279-0258

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,900 (+12.58%) Land $558,200 Building $229,700	$787,900 (-) Land $558,200 Building $229,700
2025	$7,996.00 (+39.57%)	$699,833 (+33.63%)	$787,900 (+50.45%) Land $558,200 Building $229,700
2023	$5,729.00	$523,700 Land $368,200 Building $155,500	$523,700 Land $368,200 Building $155,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: RiverNet, Verizon.

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Front St

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