31240 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31240 Ave D, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 657 sqft · built 1963
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Sep 2024)
Tax Bill$3,709 (2025)
Deeds & MortgagesJul 2023 Sale
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00303150-000000

Property Details

APN / Parcel Number

Primary APN00303150-000000
Alternative APNs
  • 25662900303150000000
  • 1375209

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area657 sqft Living Area
1st Floor Area657 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2014
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area392 sqft
Deck AreaDeck Area
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1375209
Street Address31240 AVENUE D
CityBIG PINE KEY
StateFL
Zip33043-4528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 25 LT 13 SANDS SUB PB1-65 BIG PINE KEY OR492-802 OR812-1337 OR1330-585 OR2414-1218 OR2550-748 OR3014-2425 OR3232-1777 OR3291-1349
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block25
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1044
Census Tract971401

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31240 AVENUE D, BIG PINE KEY, FL 33043-4528
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Warranty Deed, Transfer
ACUITY TITLE LLC
Mar 23, 2020Warranty Deed, Transfer · Conventional Mortgage
RECOVO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2024 · Amount on Record
Deed SaleSep 6, 2024 · Amount on Record
Prior SaleJul 5, 2023 · Amount on Record
Deed Document Number20242473766
Deed Book / Page3291 / 1349
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 5, 2023
Property Address31240 AVENUE D, BIG PINE KEY, FL 33043-4528
Document Number0032321777
Book / Page3232 / 1777
Map ReferenceMB 1 PG 65
Instrument DateJun 27, 2023
Instrument2423783
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyACUITY TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31240 AVENUE D, BIG PINE KEY, FL 33043-4528

Transferred To (Grantee/Buyer)

NameVerified Name
Address31240 AVENUE D, BIG PINE KEY, FL 33043-4528

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 23, 2020
Property Address31240 AVENUE D, BIG PINE KEY, FL 33043-4528
Document Number0030142425
Book / Page3014 / 2425
Map ReferenceMB 1 PG 65
Instrument DateMar 18, 2020
Instrument2260946
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 N MAIN ST, STOCKTON, NJ 08559

Mortgage

Document Number0030142427
DateMar 23, 2020
Instrument3014/2427
Lender
NameRECOVO MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,709.00 (-7.02%)$368,487 (+2.29%) Land $220,000 Building $148,487$368,487 (-6.73%) Land $220,000 Building $148,487
2024$3,989.00 (+23.92%)
2023$3,219.00 (+2.78%) Senior Citizen's exemption$360,220 (+3%)$395,066 (+12.96%) Land $207,500 Building $187,566
2022$3,132.00 Senior Citizen's exemption$349,729 Land $160,000 Building $189,729$349,729 Land $160,000 Building $189,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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