3124 W Circle Pl, Spokane, WA 99205 Property Records

Spokane County property record for 3124 W Circle Pl, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 1954
Lot Size	0.224 acres (9,746 sqft)
Owner	Individual Name on File
Last Sale	$121,974 (May 2022)
Tax Bill	$3,415 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26354.2211`

Property Details

APN / Parcel Number

Primary APN	`26354.2211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,459 sqft
1st Floor Area	739 sqft
Basement Area	720 sqft
Finished Basement	648 sqft
Unfinished Basement	72 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,746 sqft (0.224 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	260 sqft
Canopy	292 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3124 W CIRCLE PL
City	SPOKANE
State	WA
Zip	99205-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BLVD PK ADD PT OF L8 B12 BEG AT MOST SLY COR NWLY TO MOST WLY COR NELY 55FT SELY PAR WITH SWLY LN TO PT ON E LY LN SWLY TO POB
Legal Range	42E
Legal Township	26N
Legal Section	35
Legal Subdivision	BLVD PK ADD
Legal Block	12
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3013
Census Tract	900

Owner

3124 W Circle Pl is owned and occupied by an individual who bought it in May 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
May 9, 2022	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 22, 2017	Warranty Deed, Transfer · FHA Mortgage CITYWIDE HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Jan 18, 2019 · Amount on File
Deed Document Number	20227205646
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0007205646
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007236260
Date	Aug 31, 2022
Instrument	7236260

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 9, 2022
Property Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854
Document Number	0007205646
Map Reference	VOL M PG 48
Instrument Date	Apr 27, 2020
Instrument	7205646
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TICOR CP, TICOR

Transaction

Amount	Amount on Record
Tax	$1,956.58
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854

Mortgage

Document Number	0007205647
Date	May 9, 2022
Instrument	7205647

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 18, 2019
Property Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854
Document Number	0006776643
Map Reference	VOL M PG 48
Instrument Date	Dec 28, 2018
Instrument	6776643
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,956.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854

Mortgage

Document Number	0006776644
Date	Jan 18, 2019
Instrument	6776644

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 22, 2017
Property Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854
Document Number	0006661565
Map Reference	VOL M PG48
Instrument Date	Nov 22, 2017
Instrument	6661565
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,217.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 W CIRCLE PL, SPOKANE, WA 99205-5854

Mortgage

Document Number	0006661566
Date	Nov 22, 2017
Instrument	6661566

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Mortgage

Document Number	0006661567
Date	Nov 22, 2017
Instrument	6661567

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3124 W Circle Pl was $3,415, up 3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,415.00 (+3.05%)	$327,600 Land $80,000 Building $247,600	$327,600 Land $80,000 Building $247,600
2025	$3,314.00
2024		$322,100 (+34.32%) Land $80,000 Building $242,100	$322,100 (+34.32%) Land $80,000 Building $242,100
2023	$3,152.00 (+12.29%)	$239,800 Land $60,000 Building $179,800	$239,800 Land $60,000 Building $179,800
2022	$2,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 W Circle Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 W Circle Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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