Richland County property record for 3124 Stepp Dr, Columbia, SC 29204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,433 sqft · built 1963 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $414,000 (Dec 2023) |
| Tax Bill | $3,219 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14007-08-04 |
| Primary APN | 14007-08-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,433 sqft Heated Area |
| Gross Area | 2,855 sqft |
| 1st Floor Area | 1,827 sqft |
| Basement Area | 606 sqft |
| Finished Basement | 606 sqft |
| Unfinished Basement | 606 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00526684 |
|---|---|
| Street Address | 3124 STEPP DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29204-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 4 BLOCK ZZ 92X210.5X93.3X181 #SU GROVE PARK #PR P-20/21 & RB365-2106 |
| Legal Subdivision | HEYWARD HEIGHTS |
| Legal Block | ZZ |
| Legal Lot Number | 4 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11202 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3124 STEPP DR, COLUMBIA, SC 29204-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 13, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 14, 2017 | Grant Deed, Transfer · VA Mortgage CMG FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Sep 14, 2017 · Amount on Record |
| Deed Document Number | 202353508 |
| Deed Book / Page | 2885 / 3539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3124 STEPP DR, COLUMBIA, SC 29204-3636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026223279 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 2622/3279 |
| Instrument | 2021033509 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 13, 2023 |
| Property Address | 3124 STEPP DR, COLUMBIA, SC 29204-3636 |
| Document Number | 0028853540 |
| Book / Page | 2885 / 3540 |
| Map Reference | MB P PG 20&21 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023053508 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,076.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3124 STEPP DR, COLUMBIA, SC 29204-3636 |
| Document Number | 2023053509 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023053509 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 14, 2017 |
| Property Address | 3124 STEPP DR, COLUMBIA, SC 29204-3636 |
| Document Number | 2243/2925 |
| Book / Page | 002243 / 002925 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 67962 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $641.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3124 STEPP DR COLUMBIA SC 292043636, COLUMBIA, SC 29204-3636 |
| Document Number | 2243/2930 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 002243/002930 |
| Instrument | 67963 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Forest Acres City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,219.00 (+141.49%) | $6,940 (-) | $414,000 (+138.62%) Land $60,000 Building $354,000 |
| 2023 | $1,333.00 (-0.52%) | $6,940 (-) | $173,500 (-) |
| 2021 | $1,340.00 | $6,940 | $173,500 Land $48,000 Building $125,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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