3124 S Division St, Spokane, WA 99203 Property Records

Spokane County property record for 3124 S Division St, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,881 sqft · built 1909
Lot Size	0.216 acres (9,395 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Sep 2002)
Tax Bill	$4,456 (2026)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35311.0847`

Property Details

APN / Parcel Number

Primary APN	`35311.0847`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,116 sqft
Upper Floors Area	1,116 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,395 sqft (0.216 acres)

Exterior Amenities

Porch	Open Frame Porch
Porch Area	234 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	294 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3124 S DIVISION ST
City	SPOKANE
State	WA
Zip	99203-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ACRE PARK 2ND S1/2 LT 1 & E 12 FT OF S1/2 OF LT 2 BLK 11 EXC: N 20 FT ALSO EXC 3 48.90 FT
Legal Range	43E
Legal Township	25N
Legal Section	31
Legal Subdivision	ACRE PARK
Legal Block	11
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3023
Census Tract	4300

Owner

3124 S Division St is owned and occupied by an individual who bought it in September 2002.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3124 S DIVISION ST, SPOKANE, WA 99203-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2002 · Amount on File
Deed Sale	Sep 17, 2002 · Amount on File
Deed Document Number	20024773481
Prior Transfer Date	Jun 7, 2002
Prior Transfer Doc	0004740182
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3124 S DIVISION ST, SPOKANE, WA 99203-1745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006790934
Date	Mar 27, 2019
Instrument	6790934

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3124 S Division St was $4,456, up 7.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,456.00 (+7.4%)	$444,700 Land $125,000 Building $319,700	$444,700 Land $125,000 Building $319,700
2025	$4,149.00
2024		$410,500 (+20.23%) Land $81,000 Building $329,500	$410,500 (+20.23%) Land $81,000 Building $329,500
2023	$4,014.00 (+0.53%)	$341,440 Land $68,040 Building $273,400	$341,440 Land $68,040 Building $273,400
2022	$3,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 S Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 S Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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