Oakland County property record for 3124 Pine Tree Ct, Waterford, MI 48329
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,678 sqft · built 1994 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | Trust Name on File |
| Last Sale | $489,000 (Sep 2018) |
| Tax Bill | $6,147 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-02-454-055 |
| Primary APN | W-13-02-454-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,678 sqft Living Area |
| 1st Floor Area | 2,227 sqft |
| Basement Area | 2,184 sqft |
| Unfinished Basement | 2,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 16,379 sqft (0.376 acres) |
| Lot Dimensions | 180 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 620 sqft |
| Patio Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3124 PINE TREE CT |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48329-2277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 2 & 11 LAKE OAKLAND ESTATES LOT 32 10-20-93 FR 044 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 02 |
| Legal Subdivision | LAKE OAKLAND ESTATES |
| Legal Lot Number | 10,32 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 143500 |
3124 Pine Tree Ct is owner-occupied and held in a trust since July 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 15, 2021 | Intrafamily Transfer, Transfer |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Jul 15, 2014 · Amount on File |
| Deed Document Number | 2018157652 |
| Deed Book / Page | 52213 / 563 |
| Last Transfer Date | Jul 9, 2021 |
| Transfer Doc | 0000175919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Document Number | 0000457529 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 58185/356 |
| Instrument | 457529 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2021 |
| Property Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Document Number | 0000175919 |
| Book / Page | 56551 / 263 |
| Map Reference | PG 5-9 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 175919 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3124 PINE TREE CT, WATERFORD TOWNSHIP, MI 48329-2277 |
| Document Number | 0000065992 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 55874/869 |
| Instrument | 65992 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075003 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 50565/00424 |
| Instrument | 075003 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012050 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 53720/00223 |
| Instrument | 12050 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 25, 2018 |
| Property Address | 3124 PINE TREE CT, WATERFORD, MI 48329-2277 |
| Document Number | 0000157652 |
| Book / Page | 52213 / 00563 |
| Map Reference | LB 229 PG 4 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 157652 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,205.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3124 PINE TREE CT, 3124, WATERFORD, MI 48329-2277 |
| Name | Verified Name |
|---|---|
| Address | 3319 DEMOTT DR, WARREN, MI 48088 |
| Document Number | 0000157653 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 157653 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 3124 Pine Tree Ct was $6,147 with a homeowner's exemption, down 40.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,147.00 (-40.06%) Homeowner's exemption | $322,640 | $645,280 |
| 2024 | $10,256.00 | ||
| 2023 | $286,990 | $573,980 | |
| 2021 | $8,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3124 Pine Tree Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1985–2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3124 Pine Tree Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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