3124 Pine Ridge Rd, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 3124 Pine Ridge Rd, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,272 sqft · built 1939
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$1,540,000 (Oct 2018)
Tax Bill	$20,070 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-09-2-001-007.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-09-2-001-007.000`
Alternative APNs	`28092001007000RR00` `363466`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,272 sqft Living Area
Gross Area	8,145 sqft
1st Floor Area	3,125 sqft
Upper Floors Area	2,147 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2016
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	253 ft deep x 143 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	1,163 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	363466
Old Parcel Number	28092001007000RR00
Street Address	3124 PINE RIDGE RD
City	MOUNTAIN BRK
State	AL
Zip	35213-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	EST 326 MTN BROOK ESTS KILBY SECTOR
Legal Range	02W
Legal Township	18S
Legal Section	09
Legal Quarter	NW
Legal Subdivision	MTN BROOK EST-KILBY28-9-2
Legal Lot Number	326
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1014
Census Tract	10802

Owner

3124 Pine Ridge Rd is owned and occupied by an individual who bought it in October 2018.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON
Sep 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Prior Sale	Jul 11, 2016 · Amount on File
Deed Document Number	2018103782
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906

Mortgage

Document Number	0000015411
Date	Feb 23, 2026
Instrument	2026015411

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2020

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906

Mortgage

Document Number	0000103947
Date	Nov 21, 2023
Instrument	2023103947

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 28, 2018
Property Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906
Document Number	0000101409
Instrument Date	Sep 26, 2018
Instrument	101409
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$61.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3124 PINE RIDGE RD B'HAM AL 85213, B'HAM, AL 85213

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 4, 2018
Property Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906
Document Number	0000103782
Instrument Date	Sep 13, 2018
Instrument	2018103782
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3906

Tax Assessment & Valuation

The 2025 property tax bill for 3124 Pine Ridge Rd was $20,070 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,070.00 Homeowner's exemption	$184,620	$1,846,100 Land $738,000 Building $1,108,100
2023		$184,620 Land $73,804 Building $110,816	$1,846,100 Land $738,000 Building $1,108,100
2022	$17,951.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3124 Pine Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 Pine Ridge Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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