3124 Meriday Ln, Rockford, IL 61109 Property Records

Winnebago County property record for 3124 Meriday Ln, Rockford, IL 61109

Property Summary

Property Type	Commercial
Details	11 ba · 15,700 sqft · built 1969
Lot Size	0.403 acres (17,537 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Jul 2015)
Tax Bill	$15,151 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`258D059A`

Property Details

APN / Parcel Number

Primary APN	`258D059A`
Alternative APN	`1606455004`

Interior

Full Baths	11 Baths
Units	8 Units
Stories	3 Stories
Building Area	15,700 sqft Gross Area
1st Floor Area	3,925 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,537 sqft (0.403 acres)
Driveway	Driveway
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	258D059A
Street Address	3124 MERIDAY LN
City	ROCKFORD
State	IL
Zip	61109-7432
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PLAT 2 HOLIDAY HILLS SUB PT W 1/2 SE 1/4 SEC 6-43-2 WLY 30 FT LOT 10 & ALL LOT 011
Legal Range	2
Legal Township	43
Legal Section	6
Legal Subdivision	PLAT 2 HOLIDAY HILLS SUB
Legal Lot Number	10-11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3004
Census Tract	3708

Owner

3124 Meriday Ln, a commercial property, is owned by a company that acquired it in February 2021.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5695 STRATHMOOR DR, 3, ROCKFORD, IL 61107-5193
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK AND TRUST
May 11, 2018	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2015 · Amount on File
Deed Sale	Jul 27, 2015 · Amount on File
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000006319
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 9, 2026
Property Address	3124 MERIDAY LN, ROCKFORD, IL 61109-7432
Document Number	0000014423
Instrument Date	Jun 1, 2026
Instrument	202614423
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5695 STRATHMOOR DR, 3, ROCKFORD, IL 61107-5193

Mortgage

Document Number	0000014423,
Date	Jun 9, 2026
Instrument	202614423

Lender

Name	PROVIDENCE BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3124 MERIDAY LN, ROCKFORD, IL 61109-7432
Document Number	0001014232
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7151 TRASK BRIDGE RD ROCKFORD IL 611018465, ROCKFORD, IL 61101-8465

Mortgage

Document Number	0001014232
Date	May 22, 2018
Instrument	1014232

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 21, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3124 Meriday Ln was $15,151, up 8.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,151.00 (+8.69%)	$169,613 (+16.69%) Land $14,917 Building $154,696	$508,839 (+16.69%) Land $44,751 Building $464,088
2024	$13,940.00	$145,349 Land $13,493 Building $131,856	$436,047 Land $40,479 Building $395,568
2022		$116,983 Land $11,430 Building $105,553	$350,949 Land $34,290 Building $316,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 Meriday Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3124 Meriday Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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