Cascade County property record for 3124 Lower River Rd, Great Falls, MT 59405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,626 sqft · built 1968 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $796 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | R0234687 |
| Primary APN | R0234687 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 138,085 sqft (3.17 acres) |
| Garage Type | Mixed |
| Garage Area | 2,220 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 324 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002103805 |
|---|---|
| Street Address | 3124 LOWER RIVER RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59405-7211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCLEAN GARDEN TRACTS, S23, T20 N, R03 E, TR 7R, COS #4817 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 23 |
| Legal Subdivision | MCLEAN GARDEN TRACTS |
| Legal Lot Number | 7 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2201 |
3124 Lower River Rd is owned and occupied by an individual who acquired it in April 2013.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3124 LOWER RIVER RD, GREAT FALLS, MT 59405-7211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2013 |
| Transfer Doc | 0000271399 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3124 Lower River Rd was $796 with a homeowner's exemption, down 42.7% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $796.00 (-42.73%) Homeowner's exemption | $464,461 (-) | |
| 2025 | $1,390.00 | $464,461 | $464,461 Land $174,681 Building $289,780 |
| 2023 | $2,389.00 | $362,900 | $362,900 Land $92,212 Building $270,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3124 Lower River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3124 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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