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3124 Lakes Crest Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3124 Lakes Crest Ave, Saint Cloud, FL 34772 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,656 sqft · built 2021
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$359,000 (May 2026)
Tax Bill$6,423 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-26-31-0163-0001-5140

Property Details

APN / Parcel Number

Primary APN19-26-31-0163-0001-5140
Alternative APN
  • 263119016300015140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,656 sqft Living Area
Gross Area2,262 sqft
1st Floor Area1,656 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3124 LAKES CREST AVE
CitySAINT CLOUD
StateFL
Zip34772-9020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 514
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 8
Legal Phase8
Legal Lot Number514
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0163-0001-5140

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3124 LAKES CREST AVE, SAINT CLOUD, FL 34772-9020
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
AMWEST FUNDING CORPORATION
Apr 30, 2021Special Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleApr 30, 2021 · Amount on Record
Deed Document Number202670215
Deed Book / Page6978 / 2455
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 29, 2026
Property Address3124 LAKES CREST AVE, SAINT CLOUD, FL 34772-9020
Document Number0000070215
Book / Page6978 / 2455
Instrument DateMay 15, 2026
Instrument202670215
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyOMEGA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$253,813.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3124 LAKES CREST AVE, SAINT CLOUD, FL 34772-9020

Mortgage

Document Number0000070216,
DateMay 29, 2026
Instrument202670216
Lender
NameAMWEST FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 30, 2021
Property Address3124 LAKES CREST AVE, SAINT CLOUD, FL 34772-9020
Document Number0059480005
Book / Page5948 / 5
Map ReferenceMB 27 PG 196&197
Instrument DateApr 28, 2021
Instrument2021066164
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,886.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3124 LAKES CREST AVE, SAINT CLOUD, FL 34772-9020

Mortgage

Document Number0000059487
DateApr 30, 2021
Instrument5948/7
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,423.00 (+7.77%) Homeowner's exemption$304,574 (+5.99%)$321,800 (-0.25%) Land $75,600 Building $246,200
2023$5,960.00 (+2.53%) Homeowner's exemption$287,370 (+3%)$322,600 (+15.63%) Land $64,800 Building $257,800
2022$5,813.00 Homeowner's exemption$279,000 Land $59,400 Building $219,600$279,000 Land $59,400 Building $219,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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