Kenton County property record for 3124 Clifford Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 1954 |
| Lot Size | 0.136 acres (5,927 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,900 (Mar 2002) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-02-149.00 |
| Primary APN | 056-13-02-149.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,160 sqft Finished Area |
| Gross Area | 1,226 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,927 sqft (0.136 acres) |
| Lot Dimensions | 135 ft deep x 43.9 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3124 CLIFFORD AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERRING DIV OF WILLIAMSON LOT 4 43.9'X 135' ES CLIFFORD 131 1,4FT N LAKEVIEW PARK SUB |
| Legal Subdivision | HERRING DIV OF WILLIAMSON |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 61400 |
3124 Clifford Ave is owned and occupied by an individual who bought it in March 2002.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3124 CLIFFORD AVE, COVINGTON, KY 41015-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2002 · Amount on File |
| Deed Sale | Mar 22, 2002 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3124 CLIFFORD AVE, COVINGTON, KY 41015-1002 |
| Document Number | 0000000164 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3124 CLIFFORD AVE COVINGTON KY 410151002, COVINGTON, KY 41015-1002 |
| Document Number | 0000000164 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 0C6254/000249 |
| Instrument | 164 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3124 Clifford Ave was $1,056 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,800 (-) Land $10,000 Building $118,800 | $128,800 (-) Land $10,000 Building $118,800 | |
| 2025 | $1,056.00 Homeowner's exemption | $128,800 Land $5,000 Building $123,800 | $128,800 Land $5,000 Building $123,800 |
| 2023 | $1,097.00 Homeowner's exemption | $128,800 Land $5,000 Building $123,800 | $128,800 Land $5,000 Building $123,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3124 Clifford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3124 Clifford Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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