3124 Cedar Crest Dr, Troy, MI 48083 Property Records

Oakland County property record for 3124 Cedar Crest Dr, Troy, MI 48083

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,930 sqft · built 2001
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$4,147 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-24-451-045

Property Details

APN / Parcel Number

Primary APN88-20-24-451-045

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms13 Rooms
Stories1 Story
Building Area1,930 sqft Living Area
1st Floor Area1,061 sqft
Basement Area1,061 sqft
Unfinished Basement1,061 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Garage Area362 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3124 CEDAR CREST DR
CityTROY
StateMI
Zip48083-5699
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 1154 CEDAR CREST ESTATESUNIT 8 L 19308 P 447 1-6-99 FR 035 & 036
Legal Range11E
Legal Township2N
Legal Section24
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit8
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2006
Census Tract198000

Owner

Source: Oakland County records · APN 88-20-24-451-045

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3124 CEDAR CREST DR, TROY, MI 48083-5699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 20, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3124 CEDAR CREST DR, TROY, MI 48083-5699
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3124 CEDAR CREST DR, TROY, MI 48083-5699

Mortgage

Document Number0000186084
DateJul 28, 2021
Book Page56612/545
Instrument186084
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 19, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3124 CEDAR CREST DR, TROY, MI 48083-5699
Document Number0000166630
Instrument DateJul 20, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3124 CEDAR CREST DR TROY MI 480835699, TROY, MI 48083-5699

Mortgage

Document Number0000166630
DateOct 10, 2018
Book Page052257/000288
Instrument166630
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 09, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,147.00 (+1.62%)
2023$356,360
2022$4,081.00$178,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 512 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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