3124 Bern Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 3124 Bern Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,086 sqft · built 1965
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Company Names on Record
Last Sale	$1,460,000 (Jan 2019)
Tax Bill	$17,590 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-051-38`

Property Details

APN / Parcel Number

Primary APN	`641-051-38`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	10,500 sqft (0.241 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3124 BERN DR
City	LAGUNA BEACH
State	CA
Zip	92651-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4989 BLK LOT 41 TR 4989 LOT 41 AND POR LOTS 36, 37, 39, 40 & 42
Legal Subdivision	4989 LAGUNA BEACH
Legal Tract	4989
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1001
Census Tract	62619

Owner

Source: Orange County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Jan 11, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 11, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	201911155
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0000011154
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006

Mortgage

Document Number	0000314736
Date	May 12, 2021
Instrument	2021000314736

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jan 11, 2019
Property Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006
Document Number	0000011153
Instrument Date	Nov 26, 2018
Instrument	11153
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3124 BERN DR LAGUNA BEACH CA 926512006, LAGUNA BEACH, CA 92651-2006

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 11, 2019
Property Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006
Document Number	0000011155
Map Reference	MB 205 PG 1-6
Instrument Date	Nov 20, 2018
Instrument	2019000011155
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006

Mortgage

Document Number	0000011156
Date	Jan 11, 2019
Instrument	2019000011156

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 11, 2019
Property Address	3124 BERN DR, LAGUNA BEACH, CA 92651-2006
Document Number	0000011154
Instrument Date	Nov 20, 2018
Instrument	11154
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8566 LARKHALL CIR #807E HUNTINGTON BEACH CA 926465663, 807E, HUNTINGTON BEACH, CA 92646-5663

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,661,229 (+2%) Land $1,508,208 Building $153,021
2025	$17,590.00 (+2.81%)	$1,628,656 (+4.04%) Land $1,478,635 Building $150,021
2023	$17,109.00 (+2.28%)	$1,565,414 Land $1,421,217 Building $144,197
2022	$16,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1983–2025)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Nov 2025 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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