Oakland County property record for 3124 Adams Rd, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,227 sqft · built 1956 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,070 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-351-005 |
| Primary APN | 88-20-19-351-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| 1st Floor Area | 2,668 sqft |
| Basement Area | 2,668 sqft |
| Unfinished Basement | 2,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 160 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 841 sqft |
| Porch | Porch |
| Porch Area | 50 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 3124 ADAMS RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 19 THORNWOOD SUB LOT 6 |
| Legal Lot Number | 6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 196700 |
3124 Adams Rd is owned and occupied by two individuals.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Jan 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 20, 2026 |
| Property Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Document Number | 0000108467 |
| Book / Page | 61387 / 183 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026108467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Document Number | 0000108467, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 61387/183 |
| Instrument | 2026108467 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003475 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 52487/00600 |
| Instrument | 003475 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | EQUITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Document Number | 0000332528 |
|---|---|
| Date | Feb 26, 2022 |
| Book Page | 57517/823 |
| Instrument | 332528 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Document Number | 0000068836 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 55892/763 |
| Instrument | 68836 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Document Number | 0000171715 |
| Instrument Date | Oct 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3124 ADAMS RD TROY MI 480841269, TROY, MI 48084-1269 |
| Document Number | 0000171715 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 052285/000646 |
| Instrument | 171715 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 17, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3124 ADAMS RD, TROY, MI 48084-1269 |
| Document Number | 0000224139 |
| Book / Page | 051365 / 000509 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3124 ADAMS RD TROY MI 480841269, TROY, MI 48084-1269 |
| Document Number | 0000224139 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 051365/000509 |
| Instrument | 224139 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 6, 2032 |
The 2025 property tax bill for 3124 Adams Rd was $4,070 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,070.00 | ||
| 2023 | $349,940 | ||
| 2022 | $3,280.00 | $174,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3124 Adams Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1981–2007) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3124 Adams Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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