3124 74th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3124 74th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 1985
Lot Size	0.082 acres (3,591 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`R132870`

Property Details

APN / Parcel Number

Primary APN	`R132870`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,230 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,591 sqft (0.082 acres)
Garage Area	216 sqft

Location & Zoning

Street Address	3124 74TH ST
City	LUBBOCK
State	TX
Zip	79423-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	J F I L 3
Legal Subdivision	J F I
Legal Lot Number	30
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2002
Census Tract	2102

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 65784, LUBBOCK, TX 79464-5701
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANCE FCU
Mar 26, 2020	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 1999
Deed Sale	Feb 5, 1999
Deed Document Number	0006160345
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3124 74TH ST, LUBBOCK, TX 79423-1340
Document Number	0000049802
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	TITLE ONE DIGITAL TITLE SERVICES L, TITLE ONE DIGITAL TITLE SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 65784 LUBBOCK TX 794645701, LUBBOCK, TX 79464-5701

Mortgage

Document Number	0000049802
Date	Nov 5, 2020
Instrument	49802

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	LUBBOCK, TX 79424-4237

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3124 74TH ST, LUBBOCK, TX 79423-1340
Document Number	0000013162
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4502 82ND LN LUBBOCK TX 794244228, LUBBOCK, TX 79424-4228

Mortgage

Document Number	0000013162
Date	Apr 3, 2020
Instrument	13162

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79416

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 2, 2025

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (-2.55%)	$105,758 (+16.77%) Land $4,489 Building $101,269	$105,758 (+16.77%) Land $4,489 Building $101,269
2024	$1,920.00 (+14.08%)
2023	$1,683.00 (-8.18%)	$90,568 Land $4,489 Building $86,079	$90,568 Land $4,489 Building $86,079
2022	$1,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	26 (1983–2010)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jul 2010 · Hurricane Alex
Claims by Event	Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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