31230 Ramble Rd, Franklin, MI 48025 Property Records

Oakland County property record for 31230 Ramble Rd, Franklin, MI 48025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,064 sqft · built 2003
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Dec 2019)
Tax Bill	$25,573 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TF-24-06-451-004`

Property Details

APN / Parcel Number

Primary APN	`TF-24-06-451-004`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,064 sqft Living Area
1st Floor Area	3,626 sqft
Basement Area	3,626 sqft
Unfinished Basement	3,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	247 ft deep x 272 ft wide
Garage Area	2,167 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Deck Area	375 sqft
Patio Area	654 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	31230 RAMBLE RD
City	FRANKLIN
State	MI
Zip	48025-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 6 WILLOWGREEN HILLS LOT 7
Legal Range	10E
Legal Township	01N
Legal Section	06
Legal Subdivision	WILLOWGREEN HILLS
Legal Lot Number	7
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	4
Census Block	4026
Census Tract	159000

Owner

Source: Oakland County records · APN TF-24-06-451-004

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Dec 03, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Deed Document Number	2019202431
Deed Book / Page	53571 / 584
Prior Transfer Date	Oct 24, 2001
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368

Mortgage

Document Number	20250159270
Date	Dec 17, 2025
Book Page	60800/195
Instrument	20250159270

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368

Mortgage

Document Number	0000413332
Date	Jul 13, 2022
Book Page	57945/684
Instrument	413332

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368

Mortgage

Document Number	0000037223
Date	Feb 10, 2021
Book Page	55674/497
Instrument	37223

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 03, 2019
Property Address	31230 RAMBLE RD, FRANKLIN, MI 48025-1368
Document Number	0000202431
Book / Page	53571 / 00584
Map Reference	LB 41 PG 6
Instrument Date	Nov 21, 2019
Instrument	202431
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,330.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31230 RAMBLE RD, 31230, FRANKLIN, MI 48025-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 BIRD AVE, BIRMINGHAM, MI 48009

Mortgage

Document Number	5357100585
Date	Dec 03, 2019
Instrument	53571/00585

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Southfield Township
Municipality	Franklin Village
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,573.00 (+20.34%) Homeowner's exemption	$893,280 (+12.01%)	$1,786,560 (+12.01%)
2024	$21,250.00 (+5.08%)
2023		$797,530	$1,595,060
2021	$20,223.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 104 locations within half a mile of this property.

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