3123 Wolf Lake Ln, Ely, MN 55731 Property Records

St. Louis County property record for 3123 Wolf Lake Ln, Ely, MN 55731 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,332 sqft
Lot Size5.11 acres (222,592 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Dec 2021)
Tax Bill$2,208 (2026)
Deeds & MortgagesDec 2021 Transfer
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN465-0030-00745

Property Details

APN / Parcel Number

Primary APN465-0030-00745
Alternative APN
  • 1122255

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,332 sqft Gross Area
1st Floor Area1,332 sqft
Basement Area999 sqft
Finished Basement999 sqft

Exterior

Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area222,592 sqft (5.11 acres)
Garage Area3,935 sqft

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area42 sqft
Storage Building200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1122255
Street Address3123 WOLF LAKE LN
CityELY
StateMN
Zip55731-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT 1 & LOT 9 COMM 867.70 FT W OF SECOR OF LOT 1 THENCE E 527.17 FT THENCE N 465FT THENCE W 460 FT THENCE
Legal Range13W
Legal Township62N
Legal Section05
Legal SubdivisionMORSE TOWN OF
Legal Lot Number1,9
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group2
Census Block2058
Census Tract15401

Owner

Source: St. Louis County records · APN 465-0030-00745

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3123 WOLF LAKE LN, ELY, MN 55731-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2021Affidavit of Death of Joint Tenant, Transfer
NORTHEAST TITLE COMPANY
Dec 07, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 13, 2021Re-recorded Document · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 13, 2021Re-recorded Document · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleDec 07, 2021 · Amount on Record
Deed Document Number20211432467
Prior Transfer DateOct 29, 2021
Prior Transfer Doc0001050520
Record UpdatedSep 20, 2026

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateDec 07, 2021
Property Address3123 WOLF LAKE LN, ELY, MN 55731-2703
Document Number0001050520
Instrument DateOct 29, 2021
Instrument1050520
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 WOLF LAKE LN, ELY, MN 55731-2703

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 07, 2021
Property Address3123 WOLF LAKE LN, ELY, MN 55731-2703
Document Number0001050521
Instrument DateOct 29, 2021
Instrument1050521
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$808.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3123 WOLF LAKE LN, ELY, MN 55731-2703

Mortgage

Document Number0001050522
DateDec 07, 2021
Instrument1050522
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST LOUIS MN
Recording DateDec 13, 2021
Property Address3123 WOLF LAKE LN, ELY, MN 55731-2703
Document Number0001432467
Instrument DateOct 29, 2021
Instrument1432467
Record UpdatedFeb 10, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3123 WOLF LAKE LN, ELY, MN 55731-2703

Mortgage

Document Number0001432468
DateDec 13, 2021
Instrument1432468
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST LOUIS MN
Recording DateDec 13, 2021
Property Address3123 WOLF LAKE LN, ELY, MN 55731-2703
Document Number0001432466
Instrument DateOct 29, 2021
Instrument1432466
Record UpdatedFeb 10, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 WOLF LANE, ELY, MN 55731

Mortgage

Document Number0001432468
DateDec 13, 2021
Instrument1432468
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,208.00 (+7.6%) Homeowner's exemption
2025$2,052.00 (-7.82%) Homeowner's exemption$325,700 (+15.74%) Land $61,900 Building $263,800$325,700 (+15.74%) Land $61,900 Building $263,800
2024$2,226.00$281,400 (+0.9%) Land $61,900 Building $219,500$281,400 (+0.9%) Land $61,900 Building $219,500
2022$278,900 Land $66,800 Building $212,100$278,900 Land $66,800 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 86% of Minnesota
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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