3123 Villa Colina, Spring Valley, CA 91978 Property Records

San Diego County property record for 3123 Villa Colina, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1978
Lot Size	0.102 acres (4,431 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jan 2018)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-601-30-00`

Property Details

APN / Parcel Number

Primary APN	`505-601-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	4,431 sqft (0.102 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3123 VILLA COLINA
City	SPRING VALLEY
State	CA
Zip	91978-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 23 TR 008650
Legal Subdivision	MC MILLINS SWEETWATER VILLAGE
Legal Tract	008650
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13505

Owner

3123 Villa Colina is owned and occupied by two individuals who bought it in January 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3123 VILLA COLINA, SPRING VALLEY, CA 91978-1123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 5, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 5, 2018	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Document Number	20185886
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	0000005885
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3123 VILLA COLINA, SPRING VALLEY, CA 91978-1123
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 VILLA COLINA, SPRING VALLEY, CA 91978-1123

Mortgage

Document Number	0000624601
Date	Sep 2, 2021
Instrument	2021-0624601

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2018
Property Address	3123 VILLA COLINA, SPRING VALLEY, CA 91978-1123
Document Number	0000005886
Instrument Date	Dec 4, 2017
Instrument	5886
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3123 VILLA COLINA SPRING VALLEY CA 919781123, SPRING VALLEY, CA 91978-1123

Mortgage

Document Number	5887
Date	Jan 5, 2018
Instrument	5887

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2018
Property Address	3123 VILLA COLINA, SPRING VALLEY, CA 91978-1123
Document Number	0000005885
Instrument Date	Nov 28, 2017
Instrument	5885
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1029 THERMAL AVE SAN DIEGO CA 921541978, SAN DIEGO, CA 92154-1978

Tax Assessment & Valuation

The 2025 property tax bill for 3123 Villa Colina was $6,973.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,862 (+2%) Land $268,500 Building $265,362
2025	$6,973.00	$523,395 Land $263,236 Building $260,159
2023	$6,516.00 (+1.53%)	$503,072 Land $253,015 Building $250,057
2022	$6,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3123 Villa Colina in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3123 Villa Colina is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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