3123 Talbot Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 3123 Talbot Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,448 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$788,000 (Nov 2021)
Tax Bill	$16,774 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`210-680-260-000`

Property Details

APN / Parcel Number

Primary APN	`210-680-260-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,448 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	629 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3123 TALBOT DR
City	LATHROP
State	CA
Zip	95330-9830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 RIVER ISLANDS STG 2B VILLAGE EE 4063
Legal Subdivision	RIVER ISLANDS STG 2B VILLAGE EE
Legal Block	1
Legal Lot Number	65
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5214

Owner

Source: San Joaquin County records · APN 210-680-260-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3123 TALBOT DR, LATHROP, CA 95330-9830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2021 · Amount on Record
Deed Sale	Nov 04, 2021 · Amount on Record
Prior Sale	Nov 01, 2021 · Amount on Record
Deed Document Number	2021184570
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 04, 2021
Property Address	3123 TALBOT DR, LATHROP, CA 95330-9830
Document Number	0000184570
Map Reference	MB 43 PG 160
Instrument Date	Aug 20, 2021
Instrument	2021-184570
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3123 TALBOT DRIVE, LATHROP, CA 95330-9830

Mortgage

Document Number	0000184571
Date	Nov 04, 2021
Instrument	2021-184571

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,774.00 (+4.6%) Homeowner's exemption	$836,218 (+4.04%) Land $127,344 Building $708,874
2023	$16,037.00 (+2%) Homeowner's exemption	$803,749 Land $122,400 Building $681,349	$1,005,840
2022	$15,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Zinnia Networks Fixed Wireless	200 / 40
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

Based on FCC filings for 545 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LATHROP serves 38,596 people
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.