Butler County property record for 3123 Rufus St, Middletown, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,456 sqft · built 1950 |
| Lot Size | 0.198 acres (8,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (May 2022) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | Q6542-118.000-034 |
| Primary APN | Q6542-118.000-034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 832 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,642 sqft (0.198 acres) |
| Lot Dimensions | 141 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 117 sqft |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 0003500 |
|---|---|
| Old Parcel Number | Q6542118.000034 |
| Street Address | 3123 RUFUS ST |
| City | MIDDLETOWN |
| State | OH |
| Zip | 45044-7675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19646 ENT |
| Legal Subdivision | ESTELL ACRES |
| Legal Lot Number | 41 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 13900 |
3123 Rufus St is owned and occupied by an individual who bought it in May 2022.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3123 RUFUS ST, MIDDLETOWN, OH 45044-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAY AIR CREDIT UNION INC |
| May 17, 2022 | Survivorship Deed, Transfer · Conventional Mortgage DAY AIR CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on File |
| Deed Sale | May 17, 2022 · Amount on File |
| Prior Sale | Sep 9, 2009 · Amount on File |
| Deed Document Number | 0000022588 |
| Deed Book / Page | 9849 / 712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 3123 RUFUS ST, MIDDLETOWN, OH 45044-7675 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3123 RUFUS ST, MIDDLETOWN, OH 45044-7675 |
| Document Number | 0000010454 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 10336/35 |
| Instrument | 2026-00010454 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Apr 8, 2031 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | May 17, 2022 |
| Property Address | 3123 RUFUS ST, MIDDLETOWN, OH 45044-7675 |
| Document Number | 0000022588 |
| Book / Page | 9849 / 712 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022-00022588 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3123 RUFUS ST, MIDDLETOWN, OH 45044-7675 |
| Document Number | 0009849714 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 9849/714 |
| Name | DAY AIR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 3123 Rufus St was $1,197.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 | $22,750 Land $5,190 Building $17,560 | $65,000 Land $14,820 Building $50,180 |
| 2023 | $1,168.00 | $22,750 Land $5,190 Building $17,560 | $65,000 Land $14,820 Building $50,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3123 Rufus St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 8 (2013–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3123 Rufus St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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