3123 Roberta St, Largo, FL 33771 Property Records

Pinellas County property record for 3123 Roberta St, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,784 sqft · built 1962
Lot Size	0.195 acres (8,481 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Aug 1995)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-746-9599-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9599-0`
Alternative APNs	`25-29-15-85914-006-0290` `291525859140060290` `152925859140060290` `R269772`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,784 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,481 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened/Unfinished Porch
Porch Area	306 sqft
Deck Area	217 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269772
Street Address	3123 ROBERTA ST
City	LARGO
State	FL
Zip	33771-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUBURBAN ESTATES 5TH ADD BLK F, LOT 29
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	SUBURBAN ESTATES 5TH ADD
Legal Tract	85914
Legal Block	F
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3065
Census Tract	25407

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3123 ROBERTA ST, LARGO, FL 33771-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 28, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 1995 · Amount on Record
Deed Sale	Aug 2, 1995 · Amount on Record
Deed Book / Page	9066 / 2254
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	May 14, 2026
Property Address	3123 ROBERTA ST, LARGO, FL 33771-1321
Document Number	0000130716
Book / Page	23558 / 2136
Instrument Date	May 6, 2026
Instrument	2026130716
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 ROBERTA ST, LARGO, FL 33771-1321

Mortgage

Document Number	0000130716,
Date	May 14, 2026
Book Page	23558/2136
Instrument	2026130716

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3123 ROBERTA ST, LARGO, FL 33771-1321
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217712231
Date	Oct 21, 2021
Book Page	21771/2231
Instrument	2021344827

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3123 ROBERTA ST, LARGO, FL 33771-1321
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213980153
Date	Feb 19, 2021
Book Page	21398/153
Instrument	2021055679

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3123 ROBERTA ST, LARGO, FL 33771-1321
Document Number	0198630503
Book / Page	019863 / 000503
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3123 ROBERTA ST LARGO FL 337711321, LARGO, FL 33771-1321

Mortgage

Document Number	0198630503
Date	Dec 5, 2017
Book Page	019863/000503
Instrument	368475

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 (+8.96%) Homeowner's exemption	$147,249 (+5.99%)	$400,672 (+6.35%) Land $131,603 Building $269,069
2023	$1,830.00 (+3.74%) Homeowner's exemption	$138,931 (+3%)	$376,745 (+17.72%) Land $161,109 Building $215,636
2022	$1,764.00 Homeowner's exemption	$134,884	$320,048 Land $156,077 Building $163,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 322 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	234 (1979–2026)
Claims Outside the SFHA	12 of 234
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 157 claims Hurricane Elena, Aug 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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