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3123 Raking Leaf Dr, Abingdon, MD 21009 Property Records

Harford County property record for 3123 Raking Leaf Dr, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,680 sqft · built 2009
Lot Size0.046 acres (2,016 sqft)
OwnerIndividual Name on File
Last Sale$257,000 (Sep 2019)
Tax Bill$3,459 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-359509

Property Details

APN / Parcel Number

Primary APN01-359509
Alternative APN
  • 359509

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,680 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,016 sqft (0.046 acres)
Deck Area224 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number359509
Street Address3123 RAKING LEAF DR
CityABINGDON
StateMD
Zip21009-2652
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3COS
Legal DescriptionLOT 43 2016 SF 3123 RAKING LEAF DRIVE AUTUMN RUN PT 116/93
Legal SubdivisionRAKING LEAF DRIVE AUTUMN RUN
Legal Lot Number43
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1004
Census Tract301703

Owner

3123 Raking Leaf Dr, a townhouse, is owned and occupied by an individual who bought it in September 2019.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3123 RAKING LEAF DR, ABINGDON, MD 21009-2652
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Sep 20, 2019Grant Deed, Transfer · FHA Mortgage
NFM LNDG
Jun 6, 2017Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2019 · Amount on File
Deed SaleSep 20, 2019 · Amount on File
Prior SaleJun 6, 2017 · Amount on File
Deed Book / Page13453 / 233
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateAug 6, 2026
Property Address3123 RAKING LEAF DR, ABINGDON, MD 21009-2652
Document Number1723000111
Book / Page17238 / 111
Instrument DateJul 31, 2026
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 RAKING LEAF DR, ABINGDON, MD 21009-2652

Mortgage

Document Number1723000111,
DateAug 6, 2026
Book Page17238/111
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 31, 2041
Interest
Rate5.79%
Max Rate-1%

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateSep 20, 2019
Property Address3123 RAKING LEAF DR, ABINGDON, MD 21009-2652
Document Number0134530233
Book / Page013453 / 000233
Instrument DateAug 28, 2019
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$257.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3123 RAKING LEAF DR ABINGDON MD 210092652, ABINGDON, MD 21009-2652

Mortgage

Document Number134530239
DateSep 20, 2019
Book Page013453/000239
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 19, 2049

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 6, 2017
Property Address3123 RAKING LEAF DR, ABINGDON, MD 21009-2652
Document Number0123730246
Book / Page12373 / 0246
Map ReferenceMB116 FO93
Instrument DateJun 5, 2017
Instrument12373-0246
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyGOLDSTAR TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,172.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3123 RAKING LEAF DR, ABINGDON, MD 21009-2652

Mortgage

Document Number123730253
DateJun 6, 2017
Instrument12373-0253
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3123 Raking Leaf Dr was $3,459, up 17.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,459.00 (+17.69%)$317,400 Land $65,000 Building $252,400$317,400 Land $65,000 Building $252,400
2025$2,939.00
2023$245,800 Land $65,000 Building $180,800$245,800 Land $65,000 Building $180,800
2022$2,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3123 Raking Leaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3123 Raking Leaf Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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