3123 Pine Grove Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 3123 Pine Grove Dr, Cloquet, MN 55720

Property Summary

Property TypeMulti-Family Dwellings
Lot Size2.52 acres (109,973 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Aug 2015)
Tax Bill$5,932 (2026)
Deeds & MortgagesDec 2020 Refinance
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN92-230-0200

Property Details

APN / Parcel Number

Primary APN92-230-0200
Alternative APN
  • 34846

Exterior

Architectural StyleMulti-Family
Lot Area109,973 sqft (2.52 acres)
View / LotLake/Pond

Location & Zoning

Account Number34846
Street Address3123 PINE GROVE DR
CityCLOQUET
StateMN
Zip55720-3338
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLT 10 AND UND 1/60 PINE GROVE ADDITION
Legal SubdivisionPINE GROVE ADDITION
Legal Block1
Legal Lot Number10
JurisdictionCARLTON MN
Township / Civil DivisionPERCH LAKE
Census Block Group3
Census Block3034
Census Tract940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3123 PINE GROVE DR, CLOQUET, MN 55720-3338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FRANDSEN BANK & TRUST
Jun 8, 2020Quit Claim Deed, Transfer · Balloon Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2015 · Amount on Record
Deed SaleAug 7, 2015 · Amount on Record
Deed Document Number2015464009
Last Transfer DateMay 4, 2020
Transfer Doc0000491897
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3123 PINE GROVE DR, CLOQUET, MN 55720-3338
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000495833
DateDec 9, 2020
InstrumentA000495833
Lender
NameFRANDSEN BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2037

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARLTON MN
Recording DateJun 8, 2020
Property Address3123 PINE GROVE DR, CLOQUET, MN 55720-3338
Document NumberA000491897
Instrument DateMay 4, 2020
InstrumentA000491897
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 PINE GROVE DR, CLOQUET, MN 55720-3338

Mortgage

Document NumberA000491898
DateJun 8, 2020
InstrumentA000491898
Lender
NameFRANDSEN BANK & TRUST
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term13 Months
DueJul 1, 2021

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionPerch Lake Township
Unified School DistrictCarlton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,932.00 (+10.1%) Homeowner's exemption
2025$538,300 (+5.3%) Land $163,800 Building $374,500$538,300 (+5.3%) Land $163,800 Building $374,500
2024$5,388.00 Homeowner's exemption$511,200 (+4.35%) Land $153,200 Building $358,000$511,200 (+4.35%) Land $153,200 Building $358,000
2023$5,388.00 Homeowner's exemption$489,900 (-) Land $151,000 Building $338,900$489,900 (-) Land $151,000 Building $338,900
2022$489,900 Land $151,000 Building $338,900$489,900 Land $151,000 Building $338,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fond du Lac Communications
Fiber
1,000 / 1,000

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