Cook County property record for 3123 N Spaulding Ave, Chicago, IL 60618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 873 sqft · built 1898 |
| Lot Size | 0.068 acres (2,952 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,477 (2023) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-206-015 |
| Primary APN | 13-26-206-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 873 sqft Living Area |
| 1st Floor Area | 873 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,952 sqft (0.068 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 3123 N SPAULDING AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60618-6804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | (AVONDALE)(PHILPOTS) SUB OF LTS1,2,5,&6, OF BRANDS SU B OF THE NE SEC 26-40-13 |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 26 |
| Legal Subdivision | AVONDALE PHILPOTS |
| Legal Block | 10 |
| Legal Lot Number | 1,2,5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 210601 |
3123 N Spaulding Ave is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3123 N SPAULDING AVE, CHICAGO, IL 60618-6804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3123 N SPAULDING AVE, CHICAGO, IL 60618-6804 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3123 N SPAULDING AVE, CHICAGO, IL 60618-6804 |
| Document Number | 0013028055 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2313028055 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 Land $12,841 Building $24,159 | $370,000 Land $128,410 Building $241,590 | |
| 2023 | $8,477.00 (+3.09%) | ||
| 2022 | $8,223.00 Homeowner's exemption Senior Citizen's exemption | $46,002 Land $10,334 Building $35,668 | $460,020 Land $103,340 Building $356,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3123 N Spaulding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3123 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Verizon.
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