3123 Gibson Rd, Durham, NC 27703 Property Records

Durham County property record for 3123 Gibson Rd, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,421 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Sep 2017)
Tax Bill	$3,521 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0840-69-8565`

Property Details

APN / Parcel Number

Primary APN	`0840-69-8565`
Alternative APNs	`0840-69-85-6543` `084007698763` `158730`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,421 sqft Heated Area
1st Floor Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	430 ft deep x 450 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	3123 GIBSON RD
City	DURHAM
State	NC
Zip	27703-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PROP-MULLEN RODERIC L/LT# 03 PL:000197-000298
Legal Subdivision	PROP-LYNN CLAUDE C ET UX
Legal Lot Number	3
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2016
Census Tract	1810

Owner

3123 Gibson Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3123 GIBSON RD, DURHAM, NC 27703-4703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Deed Document Number	201731026
Deed Book / Page	8262 / 288
Last Transfer Date	Mar 23, 2021
Transfer Doc	0092770740
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3123 GIBSON RD, DURHAM, NC 27703-4703
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OPR100530564
Date	Feb 16, 2024
Book Page	OPR 10053/564
Instrument	2024087212

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Mar 29, 2021
Property Address	3123 GIBSON RD, DURHAM, NC 27703-4703
Document Number	0092770740
Book / Page	9277 / 740
Map Reference	MB 197 PG 298
Instrument Date	Mar 23, 2021
Instrument	2021015167
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 GIBSON RD, DURHAM, NC 27703-4703

Mortgage

Document Number	2021015168
Date	Mar 29, 2021
Instrument	2021015168

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 1, 2017
Property Address	3123 GIBSON RD, DURHAM, NC 27703-4703
Document Number	0082620288
Book / Page	8262 / 288
Map Reference	MB 197 PG 298
Instrument Date	Aug 31, 2017
Instrument	2017031026
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11040, DURHAM, NC 27703-0040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 GIBSON RD, DURHAM, NC 27703-4703

Mortgage

Document Number	2017031027
Date	Sep 1, 2017
Instrument	2017031027

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3123 Gibson Rd was $3,521, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,521.00 (+2.53%)	$346,461 (-) Land $150,000 Building $196,461	$346,461 (-) Land $150,000 Building $196,461
2025	$3,434.00	$346,461 Land $150,000 Building $196,461	$346,461 Land $150,000 Building $196,461
2023	$2,332.00 (+2.33%)	$178,101 Land $39,980 Building $138,121	$178,101 Land $39,980 Building $138,121
2022	$2,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3123 Gibson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3123 Gibson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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