3123 Francesca Dr, Chaska, MN 55318 Property Records

Carver County property record for 3123 Francesca Dr, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,494 sqft · built 2007
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$138,750 (Jul 2007)
Tax Bill	$7,614 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-5910520`

Property Details

APN / Parcel Number

Primary APN	`30-5910520`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,494 sqft Finished Area
Gross Area	2,226 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Area	670 sqft
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3123 FRANCESCA DR
City	CHASKA
State	MN
Zip	55318-4587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 19 TOWNSHIP 116 RANGE 023 SYMPHONY HILLS LOT 005 BLOCK 006
Legal Range	023
Legal Township	116
Legal Section	19
Legal Subdivision	SYMPHONY HILLS
Legal Block	6
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	2
Census Block	2003
Census Tract	90802

Owner

3123 Francesca Dr is owned and occupied by two individuals who bought it in July 2007.

Source: Carver County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3123 FRANCESCA DR, CHASKA, MN 55318-4587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2007 · Amount on File
Deed Sale	Jul 17, 2007 · Amount on File
Deed Document Number	20072410
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	3123 FRANCESCA DR, CHASKA, MN 55318-4587
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A764800
Date	Sep 12, 2023
Instrument	A764800

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	3123 FRANCESCA DR, CHASKA, MN 55318-4587
Document Number	0000690081
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3123 FRANCESCA DR CHASKA MN 553184587, CHASKA, MN 55318-4587

Mortgage

Document Number	0000690081
Date	Jan 21, 2020
Instrument	690081

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3123 Francesca Dr was $7,614 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,614.00 Homeowner's exemption	$582,200 (-0.48%) Land $140,000 Building $442,200	$582,200 (-0.48%) Land $140,000 Building $442,200
2025		$585,000 (+0.78%) Land $135,000 Building $450,000	$585,000 (+0.78%) Land $135,000 Building $450,000
2024	$6,938.00 (+9.36%) Homeowner's exemption	$580,500 (+0.78%) Land $135,000 Building $445,500	$580,500 (+0.78%) Land $135,000 Building $445,500
2023	$6,344.00 Homeowner's exemption	$576,000 Land $135,000 Building $441,000	$576,000 Land $135,000 Building $441,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3123 Francesca Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3123 Francesca Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Netwave Broadband, Xtratyme Technologies.

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